:root{--ink:#12233c;--muted:#607089;--blue:#195ad6;--blue-dark:#114ab2;--navy:#112640;--border:#e2e9f2;--bg:#f7f9fd;--aqua:#e8f7f2;--shadow:0 18px 55px rgba(21,55,101,.08)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:16px/1.65 Arial,Helvetica,sans-serif;background:#fff}button,input,select{font:inherit}button{cursor:pointer}a{color:inherit;text-decoration:none}a:hover{color:var(--blue)}.container{width:min(1160px,calc(100% - 44px));margin:0 auto}.header{border-bottom:1px solid var(--border);background:rgba(255,255,255,.97);position:-webkit-sticky;position:sticky;top:0;z-index:20;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px)}.nav{justify-content:space-between;gap:25px}.logo,.nav{display:flex;align-items:center}.logo{font-weight:800;font-size:21px;letter-spacing:-.65px;white-space:nowrap;gap:7px}.logoMark{display:inline-grid;place-items:center;width:29px;height:29px;background:var(--blue);color:white;border-radius:9px}.logoSub{font-size:10px;color:#8695a6;letter-spacing:1px}.nav nav{display:flex;gap:28px;font-size:13px;font-weight:700;align-items:center;flex-wrap:wrap}.hero{background:radial-gradient(ellipse at 20% 20%,#eaf2ff 0,transparent 50%),linear-gradient(110deg,#f6f9ff,white 75%);padding:76px 0 90px}.heroGrid{display:grid;grid-template-columns:1.2fr .8fr;align-items:center;grid-gap:65px;gap:65px}.eyebrow{letter-spacing:1.8px;color:#20799c}.eyebrowDot{display:inline-block;width:7px;height:7px;background:#35bca3;border-radius:50%;margin-right:6px}.hero h1{font-size:clamp(41px,4.7vw,65px);letter-spacing:-2.9px;line-height:1.1;margin:22px 0 20px}.hero h1 em{font-style:normal;color:var(--blue)}.lead{font-size:19px;line-height:1.75;color:#506277;max-width:680px}.heroActions{display:flex;gap:23px;align-items:center;margin-top:28px;flex-wrap:wrap}.button{display:inline-flex;justify-content:center;align-items:center;gap:11px;background:var(--blue);color:white;padding:13px 21px;border:0;border-radius:9px;font-weight:700;font-size:14px;transition:background-color .18s,transform .18s}.button:hover{background:var(--blue-dark);color:white;transform:translateY(-1px)}.inlineLink,.textLink{font-weight:700;color:var(--blue)}.textLink{display:inline-flex;align-items:center;gap:7px}.trust{font-size:12px;color:#688098;margin-top:29px;display:flex;gap:19px;flex-wrap:wrap}.trust span{display:inline-flex;align-items:center;gap:5px}.trust svg{color:#139678}.heroPanel{border:1px solid #e2eefa;background:white;box-shadow:var(--shadow);padding:33px;border-radius:20px}.panelTop{display:flex;align-items:center;gap:9px;font-size:11px;letter-spacing:1.4px;font-weight:800;color:#20799c}.panelTop svg{color:#169c89}.heroPanel h2{line-height:1.24;font-size:30px;letter-spacing:-1px;margin:18px 0}.heroPanel p{color:var(--muted)}.miniLine{display:flex;flex-wrap:wrap;gap:7px;margin:23px 0}.miniLine span,.pill{border:1px solid #dce7f4;border-radius:20px;background:#f4f8fc;padding:5px 10px;font-size:11px;color:#526a83;white-space:nowrap}.cardLink{color:var(--blue);font-weight:700;font-size:14px;display:inline-flex;gap:7px;align-items:center}.featureStrip{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:25px;gap:25px;border:1px solid var(--border);border-radius:16px;background:#fff;margin-top:-33px;position:relative;z-index:1;padding:21px 30px;box-shadow:0 10px 30px #1b45700b}.featureStrip>div{display:flex;gap:13px;align-items:center}.featureStrip svg{color:#169c89;flex-shrink:0}.featureStrip span{display:grid;grid-gap:2px;gap:2px}.featureStrip strong{font-size:13px}.featureStrip small{color:var(--muted);font-size:12px}.section{padding-top:70px;padding-bottom:26px}.sectionHead{display:flex;align-items:end;justify-content:space-between;gap:28px;margin-bottom:25px}.sectionHead h2{font-size:36px;line-height:1.2;letter-spacing:-1.4px;margin:10px 0}.sectionHead p{max-width:360px}.cards{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:20px;gap:20px}.infoCard{border:1px solid var(--border);border-radius:17px;padding:25px;background:#fff;transition:box-shadow .2s,transform .2s}.infoCard:hover{box-shadow:var(--shadow);transform:translateY(-2px)}.cardIcon{display:grid;place-items:center;background:#e9f1ff;border-radius:12px;height:40px;width:40px;color:var(--blue);font-weight:800}.infoCard h3{font-size:23px;letter-spacing:-.6px;margin:17px 0 10px}.infoCard p{color:var(--muted);font-size:14px;min-height:68px;margin:0 0 17px}.calculator{background:#f5f8fd;border:1px solid #e7eef7}.calcHeading{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-bottom:20px}.calcHeading h2{font-size:34px;margin:5px 0 7px;letter-spacing:-1px}.calcHeading p{color:var(--muted);margin:0}.calcGrid{display:grid;grid-template-columns:1fr .85fr;grid-gap:40px;gap:40px}.controls label{display:flex;justify-content:space-between;margin:18px 0 8px;gap:15px;font-size:14px}.controls input{width:100%;accent-color:var(--blue)}.rangeEnds{display:flex;justify-content:space-between;color:#8796a6;font-size:11px;margin:3px 0 14px}.result{background:var(--navy);color:white;border-radius:17px;padding:29px;align-self:start}.result p{margin:0;color:#b7c9dd}.bigNumber{font-size:43px;letter-spacing:-2px;font-weight:800;margin:10px 0 20px}.resultRows{border-top:1px solid #3b5572;padding-top:10px}.resultRows div{display:flex;justify-content:space-between;gap:14px;margin:11px 0;font-size:14px}.resultRows span{color:#bdcde0}.resultRows strong{text-align:right}.result small{display:block;color:#b4c3d6;margin-top:22px;line-height:1.6}.note{border-left:4px solid #3899af;padding:20px 24px;background:#eef8fa;border-radius:7px}.note p{margin-bottom:0;color:#576b7a}.footer{background:#0b1b31;color:#eef3fb;margin-top:70px;padding:48px 0 16px}.footerInner{display:grid;grid-template-columns:1.2fr .7fr 1fr;grid-gap:55px;gap:55px}.footer p{color:#a5b5c7;max-width:490px;font-size:13px}.footerLinks{display:grid;grid-gap:6px;gap:6px;margin-top:10px;font-size:13px;color:#b9cadb}.muted{color:#92a1b3}.copyright{margin-top:34px;padding-top:15px;border-top:1px solid #26374c;color:#889bac;font-size:11px}.article{max-width:820px;padding-top:70px;padding-bottom:60px}.article h1,.interiorHero h1{font-size:clamp(38px,4.5vw,59px);letter-spacing:-2px;line-height:1.13;margin:17px 0 22px}.article h2{font-size:27px;margin-top:37px}.article li,.article p{color:#52657a}.articlePanel{margin:36px 0;padding:18px 30px 25px;border:1px solid #dfeaf5;background:#f7faff;border-radius:18px}.articlePanel h2{margin-top:12px}.article li{margin:14px 0}.articleWithCompare{padding-bottom:0}.interiorHero{padding-top:64px;max-width:1020px}.interiorHero .lead{max-width:800px}.compactSection{padding-top:34px}.compareSection{padding-top:79px}.comparisonHeader{display:flex;align-items:end;justify-content:space-between;gap:20px;margin-bottom:24px}.comparisonHeader h2{font-size:34px;letter-spacing:-1.2px;line-height:1.2;margin:10px 0}.comparisonHeader p{color:var(--muted);max-width:710px;margin:8px 0 0}.comparisonStatus{white-space:nowrap;display:inline-flex;align-items:center;gap:6px;background:#edf8f4;color:#117d62;border:1px solid #d0ece0;border-radius:20px;padding:7px 12px;font-weight:700;font-size:11px}.demoWarning{display:flex;align-items:start;gap:12px;padding:15px 18px;background:#fff8e9;border:1px solid #f6dfab;border-radius:11px;margin:0 0 18px;color:#71521d;font-size:13px;line-height:1.6}.demoWarning svg{flex-shrink:0}.comparisonLayout{display:grid;grid-template-columns:275px minmax(0,1fr);grid-gap:21px;gap:21px;align-items:start}.filterPanel{background:#f8faff;border:1px solid var(--border);border-radius:16px;padding:22px;position:-webkit-sticky;position:sticky;top:95px}.filterHeading{display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--border);padding-bottom:15px;margin-bottom:20px}.filterHeading>span{display:flex;gap:8px;align-items:center;font-weight:800;font-size:16px}.filterHeading svg,.textButton{color:var(--blue)}.textButton{font-size:12px;border:none;background:none;padding:0;font-weight:700}.fieldLabel{display:flex;justify-content:space-between;gap:8px;font-size:13px;font-weight:700;margin:13px 0 10px}.fieldLabel strong{color:var(--blue)}.blockLabel{display:block;margin-top:22px}.rangeInput{width:100%;accent-color:var(--blue)}.controlSelect{width:100%;border-radius:9px;border:1px solid #d5e0ed;padding:10px 12px;background:white;color:var(--ink);font-size:14px}.controlSelect:focus,.sortLabel select:focus{outline:2px solid #97b7fa;outline-offset:2px}.filterHelp{display:flex;align-items:start;gap:10px;border-top:1px solid var(--border);margin-top:25px;padding-top:19px;color:#66778e}.filterHelp svg{flex-shrink:0;color:#169c89;margin-top:2px}.filterHelp p{font-size:12px;margin:0}.filterHelp strong{color:#354e68}.resultsPanel{min-width:0}.resultToolbar{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:12px;flex-wrap:wrap}.resultToolbar strong{font-size:17px}.resultToolbar span,.sortLabel{font-size:12px;color:var(--muted)}.sortLabel{display:flex;align-items:center;gap:7px}.sortLabel select{border:1px solid var(--border);border-radius:8px;padding:6px;background:white;color:var(--ink);max-width:240px}.productCard{border:1px solid var(--border);padding:22px;margin-bottom:13px;background:white;box-shadow:0 6px 20px rgba(26,60,100,.03)}.productHeading{display:flex;align-items:center;gap:12px;margin-bottom:20px}.brandSquare{display:grid;place-items:center;background:#e7efff;color:var(--blue);font-weight:800;font-size:21px;height:51px;width:51px;border-radius:12px;flex-shrink:0}.productName h3{margin:0 0 5px;font-size:18px;letter-spacing:-.3px}.pills{display:flex;flex-wrap:wrap;gap:6px}.pills .pill{padding:2px 9px}.demoPill{background:#fff3dc;color:#976a14;border-color:#f1d49b}.productFacts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:10px;gap:10px;padding:16px 0;border-top:1px solid #ebeff5;border-bottom:1px solid #ebeff5}.productFacts>div{display:grid;grid-gap:5px;gap:5px}.productFacts span{font-size:11px;color:var(--muted)}.productFacts strong{font-size:13px}.productBottom{display:flex;align-items:center;justify-content:space-between;gap:15px;margin-top:16px}.verification{color:#667b90;font-size:11px;display:inline-flex;align-items:center;gap:5px}.verification svg{flex-shrink:0}.productButton{padding:10px 15px}.disabledAction,.productButton{white-space:nowrap;font-size:12px}.disabledAction{background:#edf1f6;color:#6c7c8c;border-radius:9px;padding:10px 14px;font-weight:700}.representative{font-size:12px;background:#f8faff;padding:12px;border-radius:8px;color:#53677c;line-height:1.6}.advertiserNote{display:block;color:#647a8f;font-size:11px;margin-top:10px;text-align:right}.emptyBox{border:1px dashed #b6c9df;border-radius:16px;min-height:190px;display:flex;align-items:center;justify-content:center;flex-direction:column;padding:24px;color:#53677c}.emptyBox h3{margin:8px 0 0;color:var(--ink)}.emptyBox p{max-width:480px}.smallButton{padding:9px 15px}.secondaryButton{background:#eaf1ff;color:var(--blue)}.resultDisclaimer{font-size:11px;line-height:1.7;color:#7a8a9d;margin:18px 0 0}@media(max-width:980px){.heroGrid{gap:35px}.comparisonLayout{grid-template-columns:240px minmax(0,1fr)}.featureStrip{padding:20px}.cards{gap:12px}.infoCard{padding:21px}.footerInner{gap:20px}}@media(max-width:780px){.nav{flex-direction:column;align-items:start;padding:15px 0}.nav nav{gap:16px;font-size:12px}.hero{padding:55px 0 80px}.calcGrid,.comparisonLayout,.footerInner,.heroGrid{grid-template-columns:1fr;gap:24px}.hero h1{letter-spacing:-1.8px}.heroPanel{max-width:570px}.comparisonHeader,.sectionHead{display:block}.comparisonStatus{margin-top:14px}.cards,.featureStrip{grid-template-columns:1fr}.featureStrip{gap:16px;max-width:600px}.featureStrip>div{padding:2px}.filterPanel{position:static}.comparisonHeader h2,.sectionHead h2{font-size:30px}.calculator{padding:22px}.bigNumber{font-size:36px}.container{width:min(calc(100% - 30px),1160px)}.section{padding-top:55px}}@media(max-width:500px){.productFacts{grid-template-columns:1fr 1fr}.productFacts>div:last-child{grid-column:1/-1}.productBottom{align-items:flex-start;flex-direction:column}.disabledAction,.productButton{width:100%;justify-content:center;text-align:center}.comparisonHeader h2{font-size:28px}.hero h1{font-size:41px}.calcHeading{display:block}.calcHeading .pill{margin-top:15px;display:inline-block}}.heroV3{background:radial-gradient(ellipse at 13% 9%,#e8f1ff 0,transparent 42%),radial-gradient(ellipse at 89% 78%,#eefaf8 0,transparent 36%),linear-gradient(115deg,#f6f9ff,#fff 85%);padding:82px 0 92px}.heroV3 .heroGrid{grid-template-columns:1.15fr .85fr;gap:70px}.heroV3 h1{font-size:clamp(40px,4.55vw,63px)}.heroPanelV3{padding:32px 35px}.heroPanelV3 h2{font-size:29px}.principleList{border-top:1px solid var(--border);border-bottom:1px solid var(--border);padding:13px 0;margin:21px 0;display:grid;grid-gap:11px;gap:11px}.principleList>div{display:flex;align-items:center;gap:11px;font-size:13px;color:#506780}.principleList svg{color:#149b89;flex-shrink:0}.principleList strong{color:var(--ink)}.topicRow{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}.topicRow a{border:1px solid var(--border);border-radius:9px;padding:9px 13px;font-size:13px;color:var(--blue);font-weight:700;display:inline-flex;align-items:center;gap:9px;background:#fff}.topicRow a:hover{border-color:#a8c6f5;background:#f8fbff}.articleHero{padding:36px 0 42px;background:linear-gradient(115deg,#f2f7ff,#fbfefe);border-bottom:1px solid var(--border)}.articleNarrow{max-width:1040px}.articleHero h1{font-size:clamp(40px,4.5vw,57px);line-height:1.15;letter-spacing:-2.2px;margin:16px 0 18px;max-width:820px}.articleHero .lead{max-width:850px;margin:0}.breadcrumb{display:flex;gap:10px;align-items:center;flex-wrap:wrap;font-size:12px;color:#66788d;margin-bottom:29px}.breadcrumb a{color:#275fa8}.breadcrumb span:last-child{color:#394f69}.articleMeta{margin-top:23px;display:flex;gap:22px;flex-wrap:wrap;color:#596e83}.articleMeta a,.articleMeta span{display:inline-flex;gap:7px;align-items:center}.articleMeta svg{color:#139678}.articleMeta a{color:var(--blue);font-weight:700}.articleBodyLayout{display:grid;grid-template-columns:minmax(0,760px) minmax(190px,1fr);grid-gap:70px;gap:70px;padding-top:35px;align-items:start}.articleContent{min-width:0;font-size:16px;line-height:1.85;color:#425a73}.articleContent section{margin-bottom:43px;scroll-margin-top:115px}.articleContent h2{font-size:clamp(25px,2.5vw,31px);line-height:1.25;letter-spacing:-.85px;color:var(--ink);margin:0 0 17px}.articleContent p{margin:13px 0 16px}.articleContent strong{color:#1b3149}.quickAnswer{border:1px solid #d8e7fa;border-radius:18px;background:#f6faff;padding:28px 30px}.quickAnswer h2{margin:13px 0 12px}.quickAnswer p:last-child{margin-bottom:0}.articleSidebar{position:-webkit-sticky;position:sticky;top:110px;display:grid;grid-gap:18px;gap:18px}.tocBox{border:1px solid var(--border);background:#f9fbfe;padding:22px;border-radius:15px;display:grid;grid-gap:11px;gap:11px;font-size:13px}.tocBox strong{font-size:14px;margin-bottom:4px}.tocBox a{color:#456786}.tocBox a:hover{color:var(--blue)}.sideNote{padding:19px;border-radius:14px;background:#edf9f4;color:#27594d;font-size:12px;display:grid;grid-gap:8px;gap:8px}.sideNote svg{color:#178a70}.sideNote strong{font-size:13px}.sideNote p{margin:0}.attentionBox{border-left:4px solid #1a84bb;background:#eff7ff;padding:18px 20px;display:flex;gap:14px;border-radius:9px;margin:22px 0;color:#2e5c78}.attentionBox svg{flex-shrink:0;margin-top:2px}.attentionBox p{margin:3px 0 0}.attentionBox.caution{background:#fff7e9;border-left-color:#c99737;color:#66522c}.editorialSteps{padding-left:25px}.editorialSteps li{margin:13px 0;padding-left:5px}.checkGrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:12px;gap:12px}.checkGrid>div{border:1px solid var(--border);border-radius:12px;padding:15px;display:flex;gap:11px;font-size:14px;line-height:1.6;color:#41576c}.checkGrid svg{flex-shrink:0;color:#169b83;margin-top:1px}.faqList{border-top:1px solid var(--border)}.faqList details{border-bottom:1px solid var(--border);padding:13px 0}.faqList summary{font-weight:700;color:var(--ink);cursor:pointer;line-height:1.5;padding:3px 25px 3px 0}.faqList details p{margin:10px 0 8px}.faqList summary::marker{color:var(--blue)}.sourceLine{font-size:13px}.sourceLine a{color:var(--blue);font-weight:700;display:inline-flex;align-items:center;gap:5px}.referenceLinks{display:grid;grid-gap:9px;gap:9px;margin:18px 0}.referenceLinks a{color:var(--blue);font-weight:700;font-size:14px;text-decoration:underline;text-underline-offset:3px}.trustArticle{max-width:880px}.trustArticle h1{max-width:850px}.trustArticle .lead{max-width:840px}.statusPanel{border:1px solid #cbdff7;border-radius:14px;background:#f5f9ff;padding:22px 25px;margin:26px 0}.statusPanel strong{color:#1e497c}.statusPanel p{margin-bottom:0}.footerAccent{color:#b1d5ff;font-size:13px;font-weight:700}@media(max-width:980px){.articleBodyLayout{grid-template-columns:minmax(0,1fr) 205px;gap:28px}.heroV3 .heroGrid{gap:28px}}@media(max-width:780px){.articleBodyLayout,.heroV3 .heroGrid{grid-template-columns:1fr}.heroV3{padding:55px 0 78px}.articleSidebar{position:static;grid-row:1}.tocBox{grid-template-columns:repeat(2,minmax(0,1fr));gap:9px}.tocBox strong{grid-column:1/-1}.articleHero{padding:28px 0 32px}.articleMeta{gap:12px}.sideNote{display:none}}@media(max-width:500px){.quickAnswer{padding:21px}.checkGrid{grid-template-columns:1fr}.articleHero h1{letter-spacing:-1.4px}.heroPanelV3{padding:22px}.tocBox{padding:17px}}:root{--ink:#10273d;--muted:#576e7f;--blue:#116f79;--blue-dark:#095460;--navy:#0e2138;--border:#dbe7ec;--bg:#f5f8f8;--aqua:#e6f6f2;--shadow:0 18px 55px rgba(9,43,58,.085);--mint:#13a18e;--mint-light:#e8f8f4;--cream:#f8f8ef}html{scroll-padding-top:115px}body{font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,Segoe UI,Arial,sans-serif;line-height:1.62;letter-spacing:-.005em}::selection{background:#b9e9de;color:#073533}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #28a2a5;outline-offset:3px}.skipLink{position:absolute;top:-90px;left:18px;background:white;color:#0e2537;padding:12px 18px;border:2px solid #147c78;border-radius:9px;z-index:200}.skipLink:focus{top:9px}.container{width:min(1200px,calc(100% - 52px))}.eyebrow{font-size:11px;letter-spacing:1.6px;color:#147d77;font-weight:800}.prelaunchBar{background:#0e2138;color:#dcf4ed;font-size:11.5px;font-weight:600}.prelaunchInner{min-height:34px;display:flex;gap:9px;align-items:center;justify-content:center;text-align:center}.prelaunchDot,.statusPulse{height:7px;width:7px;border-radius:50%;background:#4bdfac;flex-shrink:0;display:inline-block}.prelaunchBar a{color:white;display:inline-flex;gap:4px;align-items:center;text-decoration:underline;text-underline-offset:3px}.header{background:rgba(255,255,255,.96);border-bottom:1px solid #e6eded}.nav{min-height:75px;gap:22px}.logo{font-size:23px;letter-spacing:-1.05px;gap:10px;font-weight:850}.logoMark{width:37px;height:37px;border-radius:12px;background:#0d6a66;position:relative;overflow:hidden;box-shadow:0 4px 12px #0d6a6630}.logoBars{height:19px;display:flex;gap:3px;align-items:flex-end;transform:rotate(-23deg);position:relative;top:1px}.logoBars i{background:white;width:5px;border-radius:4px 4px 1px 1px;display:block}.logoBars i:first-child{height:8px;opacity:.75}.logoBars i:nth-child(2){height:13px}.logoBars i:nth-child(3){height:19px}.logoTrademark{color:#0d867d;font-size:13px;letter-spacing:-.1px;margin-left:2px}.nav nav.desktopNav{display:flex;align-items:center;gap:26px;flex-wrap:nowrap;font-size:13px;font-weight:700;color:#32465b}.desktopNav>a:hover,.navDropdown>summary:hover{color:#087a70}.navDropdown{position:relative}.navDropdown summary{list-style:none;cursor:pointer;display:flex;align-items:center;gap:4px;white-space:nowrap}.navDropdown summary::-webkit-details-marker{display:none}.navDropdownPanel{position:absolute;top:36px;right:0;width:240px;border:1px solid var(--border);border-radius:15px;padding:8px;background:#fff;box-shadow:0 15px 50px #152e4527;display:grid;grid-gap:1px;gap:1px}.navDropdownPanel a{padding:10px 12px;display:block;border-radius:8px;color:var(--ink)}.navDropdownPanel a:hover{background:#f0f7f7}.navCta{border-radius:11px;background:#e7f4f1;color:#0a6864;font-weight:800;font-size:12px;padding:11px 13px;display:inline-flex;align-items:center;gap:6px;white-space:nowrap}.navCta:hover{background:#d4eeea;color:#075951}.mobileMenu{display:none}.heroV4{position:relative;overflow:hidden;background:radial-gradient(circle at 100% 0,#e2f2e8,transparent 48%),radial-gradient(circle at 10% 100%,#deeff0,transparent 48%),#f6faf8;padding:88px 0 104px}.heroV4 .heroGrid{grid-template-columns:1.08fr .92fr;gap:90px;position:relative;z-index:1}.heroKicker{display:inline-flex;align-items:center;gap:8px;color:#26756f;background:#e6f6ee;border:1px solid #cbeae0;font-size:12px;font-weight:750;padding:7px 12px;border-radius:50px}.heroKickerIcon{display:flex;align-items:center}.heroV4 h1{font-size:clamp(46px,5.5vw,73px);letter-spacing:-3.8px;line-height:1.055;max-width:690px;margin:26px 0 22px;font-weight:850}.heroV4 h1 span{color:#087b73;position:relative;white-space:nowrap}.heroV4 .lead{font-size:18px;line-height:1.75;max-width:630px;color:#4b6572;margin:0}.heroActions{gap:22px;margin-top:32px}.button{background:#0c7772;border-radius:11px;font-size:13px;padding:13px 19px;box-shadow:0 4px 12px #0b7d6b18}.button:hover{background:#075955}.heroPrimary{min-height:51px;padding:14px 21px}.heroSecondary{font-size:13px;font-weight:800;display:inline-flex;gap:8px;align-items:center;color:#1a5063}.heroSecondary:hover{color:#08786f}.heroTrust{margin-top:38px;display:flex;flex-wrap:wrap;gap:18px;font-size:11.5px;font-weight:680;color:#55746f}.heroTrust span{display:flex;align-items:center;gap:6px}.heroTrust svg{color:#168a72}.heroPanelV4{background:white;border:1px solid #deede9;box-shadow:0 30px 70px rgba(11,50,52,.09);border-radius:23px;padding:33px 32px 0;max-width:460px;justify-self:end;width:100%}.heroPanelHeading{display:flex;justify-content:space-between;align-items:start;gap:20px}.heroPanelOverline{font-size:10px;letter-spacing:1.4px;color:#208b7c;font-weight:800}.heroPanelV4 h2{font-size:25px;line-height:1.18;letter-spacing:-.8px;margin:8px 0 26px}.panelSymbol{background:#e4f5f0;color:#0c8e7c;border-radius:12px;padding:10px;display:grid;place-items:center}.heroFact{display:grid;grid-template-columns:26px 42px 1fr;align-items:start;grid-gap:10px;gap:10px;padding:18px 0;border-top:1px solid #edf1f3}.heroFactNumber{font-size:11px;color:#94a7ac;font-weight:800;padding-top:8px}.heroFactIcon{height:38px;width:38px;display:grid;place-items:center;color:#087f74;background:#eaf7f3;border-radius:11px}.heroFact strong{display:block;font-size:14px;margin:0 0 3px}.heroFact p{color:#657985;font-size:12.5px;line-height:1.55;margin:0}.heroPanelFooter{display:flex;justify-content:space-between;align-items:center;margin:18px -32px 0;padding:16px 31px;border-radius:0 0 22px 22px;background:#e7f5f0;color:#0a6d65;font-weight:800;font-size:12.5px}.heroPanelFooter:hover{background:#d8f1e9;color:#064f49}.heroOrnament{position:absolute;width:370px;height:370px;border:1px solid #c4e3dc;border-radius:50%;right:-260px;top:0;box-shadow:0 0 0 70px #d9eee830,0 0 0 140px #d9eee821;pointer-events:none}.featureStripV4{grid-template-columns:repeat(3,1fr);margin-top:-39px;padding:24px 30px;gap:20px;z-index:2;border-radius:18px;box-shadow:0 12px 28px #0c363910}.featureStripV4 svg{color:#0d9182}.featureStripV4 strong{font-size:13px}.featureStripV4 small{font-size:12px;line-height:1.45}.section{padding-top:78px;padding-bottom:24px}.sectionHead h2{font-size:clamp(29px,3.1vw,42px);letter-spacing:-1.8px;line-height:1.16}.sectionHead p{font-size:14px;color:var(--muted)}.comparisonHeader h2{font-size:clamp(28px,3vw,39px);letter-spacing:-1.4px}.comparisonHeader p{font-size:14px;max-width:620px}.comparisonStatus{background:#eaf7f3;color:#15796c;border:1px solid #d0e9df;padding:8px 12px}.filterPanel{background:white;border:1px solid #deebeb;border-radius:18px;box-shadow:0 5px 22px #274b4806;padding:23px}.filterHeading{border-bottom:1px solid #e8eeee}.textButton{display:inline-flex;align-items:center;gap:5px;color:#087e73}.fieldLabel strong{color:#0c7772}.controlSelect{border-radius:10px;border-color:#d4e2e4;padding:12px;font-size:13px}.filterHelp{color:#536c74}.filterHelp svg{color:#178674}.filterHelp strong{color:#204a4b}.rangeInput{accent-color:#0b927f}.resultToolbar{padding:8px 0 4px}.resultToolbar strong{font-size:16px}.resultToolbar select{font-size:12px}.emptyBox{background:linear-gradient(140deg,#fbfefd,#f2f9f7);border:1px dashed #baded7;border-radius:19px;padding:41px 30px;text-align:center;box-shadow:none}.emptyIcon{width:65px;height:65px;background:#e5f5ef;color:#168c7c;border-radius:18px;display:grid;place-items:center;margin:0 auto 21px}.emptyEyebrow{font-size:10px;letter-spacing:1.6px;font-weight:800;color:#2d968a}.emptyBox h3{font-size:23px;letter-spacing:-.8px;line-height:1.3;max-width:560px;margin:8px auto 13px}.emptyBox p{font-size:14px;line-height:1.75;color:#607681;max-width:560px;margin:0 auto 20px}.emptyActions{display:flex;justify-content:center;gap:11px;flex-wrap:wrap}.secondaryButton{background:white;color:#0c716e;border:1px solid #b9dcd4;box-shadow:none}.secondaryButton:hover{background:#eaf7f3;color:#0a635d}.emptyEducation{border-top:1px solid #e0eae9;padding-top:17px;margin:27px auto 0;font-size:12px;color:#5c7880;display:flex;align-items:center;justify-content:center;gap:8px;flex-wrap:wrap}.emptyEducation svg{color:#17877c}.emptyEducation a{font-weight:700;color:#07746b;text-decoration:underline}.productCard{border-color:#dfe9eb;border-radius:16px}.disabledAction{font-size:11.5px}.resultDisclaimer{color:#6c7d87;font-size:12px;line-height:1.65}.guideSection{background:#f7faf9;margin-top:66px;padding-bottom:74px;border-top:1px solid #edf3f1;border-bottom:1px solid #edf3f1}.topicGrid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:15px;gap:15px}.topicCard{background:white;border:1px solid #dfe9e7;border-radius:16px;padding:25px;min-height:223px;display:flex;flex-direction:column;transition:box-shadow .2s,transform .2s,border-color .2s}.topicCard:hover{box-shadow:0 18px 38px #18493f12;transform:translateY(-3px);border-color:#b6dcd3;color:var(--ink)}.topicCardTop{display:flex;justify-content:space-between;align-items:center;font-size:10px;font-weight:800;letter-spacing:1.1px;color:#148575}.topicIndex{font-size:13px;color:#bac8c6;font-weight:700}.topicCard h3{font-size:21px;letter-spacing:-.7px;margin:24px 0 8px;line-height:1.25}.topicCard p{font-size:12.5px;color:#607782;line-height:1.65;margin:0 0 19px}.topicRead{display:flex;align-items:center;gap:5px;color:#0e796e;font-size:12px;font-weight:800;margin-top:auto}.calculator{background:#f8fbfa;border:1px solid #dceae7;box-shadow:0 10px 40px #134c4410;border-radius:22px;padding:34px}.calcHeading h2{font-size:clamp(27px,3vw,39px);line-height:1.18;letter-spacing:-1.5px;margin:8px 0 9px}.calcHeading p{font-size:14px}.calcDemoTag{font-size:11px;font-weight:800;background:#e5f4ef;color:#157b70;padding:9px 13px;border-radius:30px;white-space:nowrap}.calcGrid{grid-template-columns:1fr .96fr;gap:32px}.controls{padding:4px 3px}.calcField{margin:0 0 23px}.calcField label{display:flex;align-items:center;justify-content:space-between;gap:8px;margin:0 0 9px;font-size:13px;font-weight:750}.calcField label strong{font-size:16px;color:#0b766e;white-space:nowrap}.calcField input[type=range]{width:100%;-webkit-appearance:none;-moz-appearance:none;appearance:none;height:6px;border:0;border-radius:100px;cursor:pointer}.calcField input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:19px;height:19px;border-radius:50%;background:white;border:5px solid #129282;box-shadow:0 1px 5px #0e686640}.calcField input[type=range]::-moz-range-thumb{width:13px;height:13px;border-radius:50%;background:white;border:5px solid #129282}.calcField .rangeEnds{margin-top:7px;color:#91a0a4}.result{background:linear-gradient(155deg,#103549,#0e2138 80%);border-radius:18px;padding:29px 30px;box-shadow:0 16px 35px #12304318}.calcResultBadge{font-size:11px;letter-spacing:.5px;color:#c8ebdf;display:flex;align-items:center;gap:7px;font-weight:800;margin-bottom:22px}.result p{font-size:13px;color:#c3d5dc}.bigNumber{font-size:clamp(38px,4.2vw,53px);line-height:1.1;margin:7px 0 24px;letter-spacing:-2.3px}.bigNumber span{font-size:16px;color:#b1d4cc;letter-spacing:0;margin-left:3px}.costBreakdown{margin:0 0 22px}.costTrack{height:9px;border-radius:30px;background:#ffcb87;overflow:hidden}.costTrack span{background:#4ac1ad;display:block;height:100%;border-radius:30px}.costLegend{display:flex;gap:16px;font-size:10.5px;color:#cfdee0;margin-top:10px;flex-wrap:wrap}.costLegend span{display:inline-flex;align-items:center;gap:6px}.costLegend i{height:8px;width:8px;border-radius:50%;display:inline-block}.legendPrincipal{background:#4ac1ad}.legendCost{background:#ffcb87}.resultRows{border-color:#376070}.resultRows div{margin:12px 0;font-size:12.5px}.resultRows span{color:#b5cfd0}.resultRows strong{font-size:13px}.resultRows .resultEmphasis{border-top:1px solid #345464;padding-top:17px;margin-top:19px}.resultEmphasis strong{color:#a2f1dd;font-size:20px}.aprIllustration{display:flex;align-items:center;gap:10px;border:1px solid #356b71;background:#194756;border-radius:10px;padding:12px 13px;font-size:11px;color:#c8e1dc;margin-top:18px}.aprIllustration svg{color:#82ddc2;flex-shrink:0}.aprIllustration span{display:flex;justify-content:space-between;gap:13px;flex:1 1;align-items:center;flex-wrap:wrap}.aprIllustration strong{color:#d1ffeb;white-space:nowrap;font-size:13px}.result small{color:#bbd2d8;line-height:1.65;font-size:11px;margin-top:19px}.result small svg{display:inline;vertical-align:middle;margin-right:2px}.methodSection{display:grid;grid-template-columns:1fr .95fr;grid-gap:85px;gap:85px;align-items:center}.methodIntro h2{font-size:clamp(30px,3.4vw,43px);letter-spacing:-1.8px;line-height:1.15;margin:13px 0 18px}.methodIntro p{font-size:14px;color:#597282;line-height:1.8;max-width:510px}.methodIntro .button{margin-top:14px}.methodItems{display:grid;grid-gap:18px;gap:18px}.methodItems>div{display:flex;gap:15px;border:1px solid #e1ebea;border-radius:14px;padding:19px;background:#fff}.methodItems>div>span{flex-shrink:0;background:#e7f6f0;color:#11907c;border-radius:10px;display:grid;place-items:center;width:43px;height:43px}.methodItems h3{font-size:15px;margin:0 0 4px;line-height:1.4}.methodItems p{font-size:12.5px;color:#617983;line-height:1.6;margin:0}.closingBanner{background:#123c45;border-radius:21px;color:#eefbf5;padding:35px 41px;display:flex;gap:30px;align-items:center;justify-content:space-between;position:relative;overflow:hidden}.closingBanner:after{content:"";width:270px;height:270px;border:1px solid #5ba99d33;border-radius:50%;position:absolute;right:-135px;top:-100px;pointer-events:none}.closingBanner .eyebrow{color:#79dcc3}.closingBanner h2{font-size:27px;letter-spacing:-.8px;margin:5px 0 9px;line-height:1.2}.closingBanner p{font-size:13px;line-height:1.7;color:#c4ddd7;margin:0;max-width:740px}.closingBanner .button{background:#b5f1da;color:#134640;white-space:nowrap;z-index:1}.closingBanner .button:hover{background:#d6ffe9}.articleHero{background:#f5faf8;border-bottom:1px solid #e6eeec}.articleHero h1{font-size:clamp(38px,4.7vw,59px);letter-spacing:-2.4px}.articleHero .lead{font-size:18px;color:#536f7b}.breadcrumb{color:#6a7e82}.breadcrumb a:hover{color:#0b796e}.articleMeta{font-size:12px}.articleMeta a{color:#0c867b}.guideBody{padding-bottom:60px}.articleContent section{scroll-margin-top:120px}.articleContent h2{letter-spacing:-.75px;color:#17394b}.articleContent p{line-height:1.83}.quickAnswer{background:#e9f5f1;border:1px solid #cdebe0;border-radius:17px}.quickAnswer h2{color:#194b45}.articleCallout{background:#eef8f5;border-left:4px solid #0e9682;border-radius:8px;padding:19px 22px;color:#2c625b;font-size:14px;line-height:1.75;margin:22px 0}.editorialCompare{display:grid;grid-template-columns:1fr 1fr;grid-gap:14px;gap:14px;margin:20px 0}.editorialCompare>div{border:1px solid #dbe8e5;border-radius:12px;background:#fbfdfc;padding:20px}.editorialCompare strong{color:#146a63;font-size:15px}.editorialCompare p{font-size:13px;color:#56727b;margin:9px 0 0}.guideRelated{border-top:1px solid #e1e9e7;margin-top:35px;padding-top:30px}.guideRelated h2{margin:6px 0 18px!important}.relatedLinks{display:grid;grid-gap:8px;gap:8px}.relatedLinks a{display:flex;align-items:center;justify-content:space-between;padding:13px 16px;border:1px solid #dfeae8;border-radius:10px;font-weight:750;font-size:13px;color:#176d65}.relatedLinks a:hover{background:#e9f6f1;color:#075a54}.faqList details{padding:16px 0}.faqList summary{font-size:15px}.faqList details p{font-size:14px}.tocBox{background:white;border-color:#dbe9e5}.tocBox a:hover{color:#0b8075}.sideNote{background:#e8f6ef;color:#276557}.sideNote svg{color:#12947e}.note{background:#eff9f6;border-color:#1b9483}.note p{color:#526e73}.footer{margin-top:85px;background:#0e2235;color:#f2fcf8;padding:0 0 14px}.footerTop{display:flex;align-items:center;gap:18px;border-bottom:1px solid #395265;padding:30px 0 29px}.footerTopIcon{width:50px;height:50px;border-radius:13px;background:#1d4d52;display:grid;place-items:center;color:#98eacb;flex-shrink:0}.footerTop>div:nth-child(2){flex:1 1}.footerTop strong{display:block;font-size:17px;line-height:1.4}.footerTop p{max-width:760px;font-size:12.5px;line-height:1.65;margin:7px 0 0}.footerTop a{color:#b6f3df;border:1px solid #467269;border-radius:10px;padding:11px 14px;font-size:12px;display:inline-flex;gap:7px;align-items:center;white-space:nowrap}.footerTop a:hover{background:#1d4b4b;color:white}.footerInner{padding-top:49px;grid-template-columns:1.3fr .9fr .9fr;gap:45px}.footerBrand{font-size:24px;font-weight:850;letter-spacing:-.8px}.footerBrand span{font-size:13px;color:#85e4cc}.footerInner strong{font-size:13px}.footerInner p{line-height:1.75;font-size:12.5px}.footerLinks{gap:9px;margin-top:16px}.footerLinks a:hover{color:#a4ecd6}.footerStatus{display:inline-flex;align-items:center;gap:7px;color:#bde6dc;background:#1a4250;border:1px solid #2e6262;border-radius:20px;font-size:10px;padding:7px 11px;margin-top:10px}.copyright{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;margin-top:45px;border-color:#345064;padding-top:20px;color:#a3bcc9}@media(max-width:1100px){.nav nav.desktopNav{gap:15px}.navCta{display:none}.heroV4 .heroGrid{gap:40px}.heroV4 h1{font-size:56px}.methodSection{gap:35px}}@media(max-width:900px){.nav nav.desktopNav{gap:10px;font-size:11px}.topicGrid{grid-template-columns:repeat(2,1fr)}.heroV4 .heroGrid{gap:25px}.heroV4 h1{font-size:48px}.heroPanelV4{padding:25px 22px 0}.heroPanelFooter{margin:15px -22px 0;padding:16px 22px}}@media(max-width:780px){.container{width:min(1200px,calc(100% - 34px))}.prelaunchInner{padding:5px 0;line-height:1.4;flex-wrap:wrap;gap:6px}.nav{flex-direction:row;align-items:center;padding:0;min-height:71px}.nav nav.desktopNav,.navCta{display:none}.mobileMenu{display:block;position:relative;margin-left:auto}.mobileMenu summary{list-style:none;display:flex;align-items:center;gap:6px;padding:10px 13px;border:1px solid var(--border);border-radius:9px;color:#1c5456;font-weight:750;font-size:13px;cursor:pointer}.mobileMenu summary::-webkit-details-marker{display:none}.mobileNav{position:absolute;top:49px;right:0;width:min(310px,calc(100vw - 34px));padding:9px;border:1px solid #d5e5e1;border-radius:14px;background:white;box-shadow:0 16px 40px #17373725;display:grid;grid-gap:2px;gap:2px;z-index:80}.mobileNav a{display:block;padding:9px 13px;border-radius:7px;font-size:13px;font-weight:700}.mobileNav a:hover{background:#e9f6f1}.heroV4{padding:50px 0 80px}.heroV4 .heroGrid{grid-template-columns:1fr;gap:32px}.heroV4 h1{font-size:clamp(40px,8vw,62px);letter-spacing:-2.5px}.heroPanelV4{justify-self:start;max-width:100%}.featureStripV4{grid-template-columns:1fr;max-width:800px;padding:17px 20px;gap:13px}.featureStripV4>div{padding:7px 0}.topicGrid{grid-template-columns:1fr 1fr}.section{padding-top:60px}.guideSection{margin-top:42px;padding-bottom:58px}.calcGrid,.comparisonLayout,.footerInner,.methodSection{grid-template-columns:1fr;gap:25px}.filterPanel{position:static}.methodItems{gap:10px}.footerTop{flex-wrap:wrap}.footerTop a{margin-left:68px}.guideBody .articleSidebar{grid-row:1}.tocBox{grid-template-columns:repeat(2,minmax(0,1fr))}.closingBanner{display:block;padding:28px}.closingBanner .button{margin-top:18px}.footerTop{padding:25px 0}.footerInner{padding-top:35px;gap:28px}}@media(max-width:510px){.prelaunchBar{font-size:10px}.prelaunchBar a{display:none}.logo{font-size:21px}.logoMark{height:34px;width:34px}.heroV4 h1{font-size:clamp(37px,9.5vw,50px);letter-spacing:-2px}.heroV4 h1 span{white-space:normal}.heroV4 .lead{font-size:16px}.heroActions{gap:16px}.heroTrust{gap:11px}.heroPanelV4 h2{font-size:24px}.heroFact{grid-template-columns:19px 38px 1fr;gap:8px}.topicGrid{grid-template-columns:1fr}.topicCard{min-height:190px;padding:20px}.topicCard h3{margin-top:16px}.sectionHead h2{font-size:29px}.sectionHead p{max-width:100%}.emptyBox{padding:32px 18px}.emptyBox h3{font-size:21px}.emptyActions .button{width:100%}.calculator{padding:22px 16px}.calcHeading{display:block}.calcHeading h2{font-size:30px}.calcDemoTag{display:inline-flex;margin-top:13px}.result{padding:23px 18px}.bigNumber{font-size:38px}.methodIntro h2{font-size:31px}.methodItems>div{padding:15px}.closingBanner h2{font-size:24px}.editorialCompare{grid-template-columns:1fr}.articleHero h1{letter-spacing:-1.8px}.articleHero .lead{font-size:16px}.footerTop a{margin-left:0}.copyright{display:block}.copyright span{display:block;margin:6px 0}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:after,:before{transition-duration:.01ms!important;animation-duration:.01ms!important}}.notFound{text-align:center;display:grid;justify-items:center;padding:100px 15px 130px;max-width:670px}.notFoundIcon{height:75px;width:75px;border-radius:22px;background:#e5f6f0;color:#0d8576;display:grid;place-items:center;margin-bottom:18px}.notFound h1{font-size:clamp(33px,4vw,49px);letter-spacing:-1.5px;margin:13px 0 4px}.notFound p{font-size:16px;color:#5b7783;margin:0 0 28px}.notFoundActions{display:flex;gap:12px;flex-wrap:wrap;justify-content:center}@media(max-width:780px){.nav nav.mobileNav{display:grid;grid-gap:2px;gap:2px;font-size:13px}}.authorHero,.knowledgeArticleHero,.knowledgeHero{background:radial-gradient(circle at 88% 14%,rgba(169,221,209,.26),transparent 34%),linear-gradient(125deg,#f1f8f6,#f8fbfd 65%,#fff);border-bottom:1px solid #e0eee8}.knowledgeHero{padding:32px 0 80px}.authorHero .breadcrumb,.knowledgeArticleHero .breadcrumb,.knowledgeHero .breadcrumb{margin-bottom:50px}.knowledgeHero h1{font-size:clamp(43px,5.4vw,70px);line-height:1.09;letter-spacing:-3.1px;max-width:750px;margin:15px 0 20px}.knowledgeHero h1 span{color:#16836f}.knowledgeHero .lead{max-width:760px;font-size:18px;line-height:1.72}.knowledgeFacts{display:flex;flex-wrap:wrap;gap:22px;margin-top:28px;color:#3c665f;font-size:12px;font-weight:700}.authorHeroTags span,.knowledgeFacts span{display:inline-flex;gap:7px;align-items:center}.authorHeroTags svg,.knowledgeFacts svg{color:#138674}.authorWorks,.knowledgeArticles{padding:70px 0 32px}.knowledgeSectionHead{display:flex;justify-content:space-between;align-items:end;gap:35px;margin:0 0 29px}.knowledgeBrowseHead h2,.knowledgeSectionHead h2{font-size:clamp(28px,3.4vw,39px);letter-spacing:-1.4px;line-height:1.2;margin:7px 0 0}.knowledgeBrowseHead p,.knowledgeSectionHead p{font-size:14px;max-width:380px;color:#667d87;margin:0}.knowledgeGrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:19px;gap:19px}.knowledgeCard{position:relative;display:flex;flex-direction:column;min-height:256px;padding:27px 28px 22px;border:1px solid #dceae6;border-radius:18px;background:#fff;box-shadow:0 8px 24px rgba(20,64,70,.03);transition:box-shadow .18s,transform .18s,border-color .18s}.knowledgeCard:hover{transform:translateY(-3px);border-color:#add7ca;box-shadow:0 16px 35px rgba(23,66,67,.1)}.knowledgeCardTop{display:flex;justify-content:space-between;align-items:center;gap:10px}.knowledgeCategory{display:inline-block;color:#16796c;background:#e9f6f0;border:1px solid #d6eee4;border-radius:20px;padding:4px 11px;font-weight:800;font-size:10px;letter-spacing:.7px;text-transform:uppercase}.knowledgeNumber{font-weight:850;color:#c0dcd3;font-size:23px;letter-spacing:-1px}.knowledgeCard h3{font-size:clamp(20px,2.15vw,26px);letter-spacing:-.8px;line-height:1.26;margin:23px 0 11px}.knowledgeCard p{font-size:13px;line-height:1.7;color:#5b7680;margin:0 0 23px}.knowledgeCardBottom{margin-top:auto;padding-top:17px;border-top:1px solid #edf1ef;display:flex;justify-content:space-between;gap:14px;align-items:center;font-size:11px;color:#687f85}.knowledgeCardBottom>span:last-child{font-weight:800;color:#0e8a78;display:inline-flex;gap:5px;align-items:center}.knowledgeBrowse{padding:42px 0 24px}.knowledgeBrowseHead{margin-bottom:24px}.knowledgeBrowseHead p{max-width:650px;margin-top:12px}.topicPills{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:12px;gap:12px}.topicPills a{display:flex;align-items:center;gap:15px;border:1px solid #dce9e5;padding:20px;background:#f9fcfa;border-radius:13px;min-width:0}.topicPills a:hover{background:#effaf4}.topicPills a>svg:first-child{color:#138c76;flex-shrink:0}.topicPills a span{display:grid;flex:1 1;min-width:0}.topicPills strong{font-size:15px}.topicPills small{font-size:12px;color:#66818a;line-height:1.6}.topicPills a>svg:last-child{color:#128a77;flex-shrink:0}.knowledgeAuthorBanner{background:#0c3442;margin-top:60px;margin-bottom:5px;border-radius:19px;padding:33px 39px;display:flex;justify-content:space-between;gap:20px;align-items:center;color:#fff}.knowledgeAuthorBanner .eyebrow{color:#7ed5b9}.knowledgeAuthorBanner h2{font-size:27px;letter-spacing:-.8px;line-height:1.25;margin:9px 0}.knowledgeAuthorBanner p{font-size:13px;line-height:1.7;color:#bad7d6;max-width:680px;margin:0}.knowledgeAuthorBanner .button{background:#baefd7;color:#0b473e;white-space:nowrap}.knowledgeAuthorBanner .button:hover{background:#e4fff1;color:#0b473e}.homepageKnowledge{padding-top:83px}.knowledgeGridHome{grid-template-columns:repeat(3,minmax(0,1fr))}.knowledgeGridHome .knowledgeCard{padding:22px;min-height:250px}.knowledgeGridHome .knowledgeCard h3{font-size:21px}.knowledgeArticleHero{padding:31px 0 46px}.knowledgeArticleNarrow{max-width:960px}.knowledgeArticleHero .breadcrumb{margin-bottom:32px}.articleTopline{display:flex;justify-content:space-between;align-items:center;gap:15px;max-width:770px}.articleTopline>span:last-child{display:inline-flex;align-items:center;gap:6px;color:#567983;font-size:12px}.knowledgeArticleHero h1{font-size:clamp(38px,4.8vw,62px);line-height:1.1;letter-spacing:-2.4px;max-width:840px;margin:16px 0 23px}.knowledgeArticleHero .lead{font-size:19px;max-width:770px;line-height:1.65}.authorSignature{display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin-top:34px;padding-top:19px;border-top:1px solid #dceae6;max-width:790px;font-size:13px}.authorAvatarLink img{border-radius:50%;object-fit:cover;display:block;border:2px solid white;box-shadow:0 2px 8px #16393f22}.authorSignature>div{display:grid;grid-gap:3px;gap:3px}.authorSignature>div>span a{font-weight:800;color:#086f66}.authorSignature small{display:flex;align-items:center;gap:5px;color:#71858b;font-size:11px}.authorEditorialLink{margin-left:auto;font-size:12px;color:#0b796d;font-weight:750;display:flex;gap:5px;align-items:center}.knowledgeArticleLayout{display:grid;grid-template-columns:minmax(0,715px) 255px;grid-gap:min(6vw,70px);gap:min(6vw,70px);align-items:start;justify-content:center;padding-top:45px}.knowledgeArticleContent{min-width:0;font-size:15.5px;line-height:1.85;color:#435e68}.knowledgeArticleContent h2{font-size:clamp(25px,3vw,31px);letter-spacing:-1px;line-height:1.29;color:#163d4b;margin:0 0 18px}.knowledgeArticleContent p{margin:0 0 17px}.knowledgeArticleContent strong{color:#1d4c53}.knowledgeSummary{background:#eaf6f2;border:1px solid #d2e9df;border-radius:17px;padding:26px 28px;margin-bottom:40px}.knowledgeSummary h2{font-size:23px;margin:7px 0 13px}.knowledgeSummary p{margin-bottom:0;color:#345d57}.knowledgeArticleSection{border-bottom:1px solid #e5eceb;padding-bottom:34px;margin-bottom:37px;scroll-margin-top:115px}.knowledgeArticleSection h2{margin-top:0}.knowledgeBullets{list-style:none;margin:18px 0 3px;padding:0;display:grid;grid-gap:13px;gap:13px}.knowledgeBullets li{position:relative;padding:0 0 0 26px;color:#385c63}.knowledgeBullets li:before{content:"✓";position:absolute;left:0;top:0;color:#118770;font-weight:850}.knowledgeTakeaway{border-radius:11px;padding:19px 20px;background:#f4faf8;border-left:4px solid #178d7a;display:flex;gap:13px;align-items:start;margin-top:25px}.knowledgeTakeaway>svg{color:#19836d;flex-shrink:0;margin-top:4px}.knowledgeTakeaway p{margin:4px 0 0;color:#476866;font-size:14px}.knowledgeTakeaway strong{color:#165b50}.knowledgeArticleAside{position:-webkit-sticky;position:sticky;top:98px}.knowledgeArticleAside .tocBox{display:grid;grid-gap:9px;gap:9px;border-radius:14px;padding:24px;border:1px solid #deede6}.knowledgeArticleAside .tocBox a{color:#526f75;line-height:1.45;font-size:12px}.knowledgeArticleAside .tocBox a:hover{color:#0a8071}.knowledgeArticleAside .sideNote{border-radius:14px;margin-top:18px;padding:21px}.articleTocMobile{display:none}.articleReferences ul{padding:0;margin:10px 0 23px;list-style:none;display:grid;grid-gap:8px;gap:8px}.articleReferences li a{display:inline-flex;align-items:center;gap:6px;color:#067b71;font-size:14px;font-weight:700;line-height:1.5}.articleReferences small{color:#77888b;font-size:12px;line-height:1.5}.articleSignoff{display:flex;gap:18px;background:#f6f9fa;border:1px solid #e1e9ea;border-radius:17px;padding:23px 25px;margin:40px 0 20px}.articleSignoff img{border-radius:50%;height:70px;width:70px;object-fit:cover;flex-shrink:0}.articleSignoff h3{margin:5px 0;font-size:21px;letter-spacing:-.4px}.articleSignoff p{font-size:13px;line-height:1.6;margin:0 0 5px}.articleSignoff a{color:#0b8275;font-weight:700}.articleSignoff div>a:last-child{font-size:12px;display:inline-flex;align-items:center;gap:6px}.knowledgeArticleContent .guideRelated{margin:40px 0 60px}.knowledgeArticleContent .guideRelated h2{margin:5px 0 18px}.authorHero{padding:35px 0 70px}.authorHero .breadcrumb{margin-bottom:43px}.authorHeroGrid{display:grid;grid-template-columns:1.3fr .7fr;grid-gap:70px;gap:70px;align-items:center}.authorHero h1{font-size:clamp(43px,5.2vw,67px);margin:14px 0 19px;letter-spacing:-2.5px;line-height:1.06}.authorHero .lead{font-size:18px;max-width:660px}.authorHeroTags{display:flex;flex-wrap:wrap;gap:20px;margin:26px 0 28px;color:#386e62;font-size:12px;font-weight:700}.authorPortrait{max-width:340px;justify-self:end;padding:8px;border:1px solid #e2eae7;background:white;box-shadow:0 17px 45px #114e4c12;border-radius:26px;overflow:hidden;transform:rotate(1deg)}.authorPortrait img{display:block;width:100%;height:auto;aspect-ratio:1;object-fit:cover;border-radius:19px}.authorWorks{padding-top:73px}@media(max-width:1000px){.knowledgeArticleLayout{grid-template-columns:minmax(0,1fr) 220px;gap:28px}.knowledgeGridHome{grid-template-columns:repeat(2,minmax(0,1fr))}.knowledgeGridHome .knowledgeCard:last-child{display:none}}@media(max-width:780px){.knowledgeHero{padding:20px 0 52px}.authorHero .breadcrumb,.knowledgeHero .breadcrumb{margin-bottom:35px}.knowledgeHero h1{letter-spacing:-2px}.knowledgeGrid{grid-template-columns:1fr}.knowledgeGridHome .knowledgeCard:last-child{display:flex}.knowledgeSectionHead{align-items:start;flex-wrap:wrap;gap:12px}.knowledgeArticleLayout{display:block;padding-top:28px}.knowledgeArticleAside{display:none}.articleTocMobile{display:block;background:#f7faf8;border:1px solid #e0ede6;border-radius:15px;padding:20px 24px;margin-bottom:32px}.articleTocMobile strong{color:#0e5a51}.articleTocMobile ol{margin:12px 0 0;padding-left:20px;font-size:13px;line-height:1.8}.articleTocMobile a{color:#227669}.authorHeroGrid{grid-template-columns:1fr;gap:30px}.authorPortrait{max-width:230px;justify-self:start}.knowledgeAuthorBanner{display:block}.knowledgeAuthorBanner .button{margin-top:20px}.knowledgeArticleHero{padding-top:22px}.knowledgeArticleHero .breadcrumb{margin-bottom:27px}}@media(max-width:520px){.knowledgeHero h1{font-size:41px}.knowledgeHero .lead{font-size:16px}.knowledgeFacts{display:grid;grid-gap:10px;gap:10px}.knowledgeCard{min-height:215px;padding:21px}.knowledgeCard h3{font-size:22px;margin-top:19px}.topicPills{grid-template-columns:1fr}.knowledgeAuthorBanner{padding:25px}.knowledgeArticleHero h1{font-size:38px;letter-spacing:-1.7px}.knowledgeArticleHero .lead{font-size:16px}.articleTopline{display:grid;grid-gap:8px;gap:8px}.authorEditorialLink{margin-left:60px}.knowledgeSummary{padding:21px}.knowledgeArticleContent{font-size:15px}.knowledgeArticleContent h2{font-size:25px}.articleSignoff{padding:18px;gap:11px}.articleSignoff img{width:50px;height:50px}.authorHero h1{font-size:46px}}.comparisonEmptyState{display:block;max-width:940px;margin:0 auto}.comparisonEmptyState .emptyBox{min-height:310px;background:linear-gradient(115deg,#f4fbf8,#fff);border:1px solid #cde4db;padding:40px 30px}.comparisonEmptyState .emptyIcon{background:#def5e8;color:#0c735e}.comparisonEmptyState .emptyEyebrow{letter-spacing:1.5px}.comparisonInsights{padding-top:48px;padding-bottom:32px}.comparisonInsightsCompact{padding-top:16px;padding-bottom:46px}.comparisonInsightsHeader{max-width:780px;margin-bottom:25px}.comparisonInsightsHeader h2{font-size:clamp(28px,3.3vw,37px);letter-spacing:-1.2px;line-height:1.22;margin:9px 0 11px;color:#16434b}.comparisonInsightsHeader p{color:#547279;font-size:15px;line-height:1.75;max-width:720px}.comparisonInsightGrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:16px;gap:16px}.comparisonInsightCard{border:1px solid #dcebe5;border-radius:17px;background:#fbfdfc;padding:25px 23px;display:flex;flex-direction:column;align-items:flex-start;gap:10px;min-width:0;transition:border-color .16s,box-shadow .16s}.comparisonInsightCard:hover{border-color:#79bbaa;box-shadow:0 12px 30px rgba(22,80,75,.09)}.comparisonInsightCard>svg{color:#17826f;margin-bottom:7px}.comparisonInsightCard strong{font-size:17px;color:#123b45;line-height:1.35}.comparisonInsightCard span{font-size:13px;line-height:1.65;color:#5e767d}.comparisonInsightCard small{font-size:12px;color:#0c786a;font-weight:800;display:inline-flex;gap:6px;align-items:center;margin-top:auto;padding-top:14px}.comparisonInsightsFooter{display:flex;align-items:flex-start;gap:13px;margin-top:20px;padding:20px 22px;border:1px solid #ddeae6;background:#f4faf7;border-radius:13px}.comparisonInsightsFooter>svg{flex:none;color:#158a75;margin-top:2px}.comparisonInsightsFooter p{font-size:13px;line-height:1.65;color:#4b6b72;margin:0}.comparisonInsightsFooter strong{color:#194b4c}.comparisonInsightsFooter a{font-weight:800;color:#107968;display:inline-flex;align-items:center;gap:4px}:where(a,button,summary,input,select):focus-visible{outline:3px solid #177b70;outline-offset:3px;border-radius:4px}.articleContent,.knowledgeArticleContent{overflow-wrap:break-word}.articleContent a,.knowledgeArticleContent a{overflow-wrap:anywhere}.comparisonInsightCard:focus-visible,.knowledgeCard:focus-visible{box-shadow:0 0 0 3px #c8ebdf}.comparisonInsightCard,.knowledgeCard{touch-action:manipulation}@media(max-width:930px){.comparisonInsightGrid{grid-template-columns:repeat(2,minmax(0,1fr))}.comparisonInsightGrid .comparisonInsightCard:last-child{grid-column:1/-1}.comparisonInsightsHeader{max-width:710px}}@media(max-width:780px){.comparisonInsights{padding-top:32px}.comparisonInsightGrid{grid-template-columns:1fr;gap:12px}.comparisonInsightGrid .comparisonInsightCard:last-child{grid-column:auto}.comparisonInsightCard{padding:22px;gap:8px}.knowledgeCard{min-height:auto}.knowledgeArticleHero h1{overflow-wrap:break-word}.knowledgeArticleContent .knowledgeBullets{padding-left:0}.comparisonEmptyState .emptyBox{padding:29px 21px}.authorSignature .authorEditorialLink{margin-left:0}}@media(max-width:520px){.comparisonInsights{padding-top:24px}.comparisonInsightsHeader h2{font-size:27px}.comparisonInsightsFooter{padding:17px}.comparisonInsightsFooter p{font-size:12px}.knowledgeArticleHero h1{font-size:clamp(32px,8.8vw,40px)}.knowledgeCard p{line-height:1.55}.productFacts strong{overflow-wrap:anywhere}.resultToolbar{align-items:start}.sortLabel{flex-wrap:wrap}.sortLabel select{max-width:100%}}.actorHero{padding-bottom:18px}.actorCatalogArea{padding-bottom:48px}.actorEditorialNotice{border:1px solid #d5e3ec;background:#f4f8fb;border-radius:18px;padding:22px 26px;margin:22px 0 26px}.actorEditorialNotice strong{color:#163450;font-size:1.05rem}.actorEditorialNotice p{margin:10px 0 0;color:#40566a;line-height:1.7;max-width:85ch}.actorFilters{flex-wrap:wrap;gap:14px;justify-content:space-between;margin-bottom:15px}.actorFilters,.actorSearch{display:flex;align-items:center}.actorSearch{gap:10px;border:1px solid #bdceda;border-radius:12px;background:white;padding:0 14px;flex:1 1 260px;max-width:550px;color:#596a80;min-height:50px}.actorSearch input{background:transparent;width:100%;border:0;outline:0;padding:12px 0;font:inherit;color:#10243e}.actorSelect{display:flex;align-items:center;gap:12px;font-size:.91rem;font-weight:650;color:#26415b}.actorSelect select{max-width:300px;min-height:48px;padding:0 12px;border:1px solid #bdceda;border-radius:12px;background:white;font:inherit;color:#10243e}.actorSearch:focus-within,.actorSelect select:focus-visible{outline:3px solid #a6d8e9;outline-offset:2px}.actorCounter{color:#607285;margin:6px 0 20px;font-size:.92rem}.actorGrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:18px;gap:18px}.actorCard{min-width:0;display:flex;flex-direction:column;align-items:stretch;padding:25px;border:1px solid #d9e4ed;border-radius:20px;background:#fff;box-shadow:0 5px 17px rgba(15,40,60,.04)}.actorCardTop{display:flex;align-items:center;justify-content:space-between;gap:8px}.actorMonogram{display:grid;place-items:center;flex:0 0 48px;width:48px;height:48px;border-radius:13px;color:#154665;background:#eaf4f7;font-weight:750;font-size:1.4rem}.actorCategory{display:inline-flex;padding:7px 10px;border-radius:30px;background:#f0f4f8;color:#4e6274;font-size:.75rem;font-weight:700;text-align:center}.actorCard h2{font-size:1.25rem;color:#0e2b43}.actorCard p{color:#566e80;line-height:1.6;margin:0 0 21px;flex:1 1}.actorCardBottom{display:flex;flex-direction:column;align-items:flex-start;border-top:1px solid #e5edf3;padding-top:15px}.actorChecked{color:#386c62;font-size:.78rem}.actorCardBottom a,.actorChecked{display:inline-flex;align-items:center;gap:7px}.actorCardBottom a{color:#095881;text-decoration:underline;text-underline-offset:4px;font-size:.92rem;font-weight:750}.actorCardBottom a:hover{color:#123f6a}.actorFooterNote,.actorNoResults{border-radius:18px;background:#f4f8fb;padding:25px}.actorFooterNote h2,.actorNoResults h2{font-size:1.2rem;margin:0 0 10px}.actorFooterNote p,.actorNoResults p{line-height:1.7;color:#425b71}.actorHomeBand{margin-top:36px;margin-bottom:54px;display:flex;justify-content:space-between;align-items:center;gap:24px;padding:28px 34px;background:#eaf5f7;border:1px solid #c9e3e9;border-radius:22px}.actorHomeBand h2{font-size:clamp(1.25rem,2vw,1.9rem);margin:6px 0;line-height:1.3}.actorHomeBand p{margin:8px 0 0;max-width:580px;line-height:1.6;color:#395669}.actorHomeBand .button{flex-shrink:0}@media(max-width:950px){.actorGrid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:640px){.actorGrid{grid-template-columns:1fr}.actorCard{padding:20px}.actorHomeBand{flex-direction:column;align-items:stretch;padding:24px}.actorHomeBand .button{width:100%;justify-content:center}.actorFilters{align-items:stretch}.actorSelect{width:100%;justify-content:space-between}.actorSelect select{max-width:68%}.actorEditorialNotice{padding:19px}}.container.actorWide{width:min(1440px,calc(100% - 72px));max-width:none}.actorHero{padding-top:62px;padding-bottom:20px}.actorHero .lead{max-width:870px}.actorCatalogArea{padding-bottom:56px}.actorEditorialNotice{padding:24px 31px}.actorGrid{gap:22px}.actorCard{padding:27px 29px;min-height:295px;transition:box-shadow .18s ease,border-color .18s ease,transform .18s ease}.actorCard:hover{box-shadow:0 14px 40px rgba(8,49,66,.095);border-color:#a9c9d0;transform:translateY(-2px)}.actorCard h2{font-size:1.23rem;line-height:1.3;margin:18px 0 8px}.actorCard h2 a:hover{color:#08766e}.actorCard p{font-size:.93rem;line-height:1.65}.actorCardTop{align-items:flex-start;flex-wrap:wrap}.actorLogo{display:grid;place-items:center;flex:0 0 158px;min-height:68px;max-width:100%;padding:5px;border:1px solid #e4edf0;background:white;border-radius:13px}.actorLogo img{display:block;max-width:100%;height:auto}.actorWordmark{font-size:17px;color:#17444c;font-weight:850}.actorCategory{max-width:100%;font-size:.72rem;white-space:normal;line-height:1.3;align-self:flex-start}.actorCardBottom{gap:12px;margin-top:auto}.actorVerificationNote{font-size:.78rem!important;color:#70828a!important;margin:0!important;line-height:1.5!important}.actorCardActions{display:flex;align-items:center;gap:15px;flex-wrap:wrap}.actorCardActions .actorProfileLink{display:inline-flex;align-items:center;gap:5px;padding:10px 15px;border-radius:10px;background:#0d756e;color:#fff;font-size:.86rem;text-decoration:none;font-weight:800}.actorCardActions .actorProfileLink:hover{background:#075d57;color:#fff}.actorCardActions .actorOfficialLink{display:inline-flex;align-items:center;gap:6px;color:#1c6371;text-decoration:underline;text-underline-offset:3px;font-size:.82rem;font-weight:750}.actorResultLine{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:8px;margin-bottom:18px}.actorResultLine .actorCounter{margin:0}.actorClear{background:none;border:0;color:#09766b;font-size:.87rem;font-weight:750;text-decoration:underline;padding:6px}.actorViewPicker{display:flex;align-items:center;background:#edf4f5;border:1px solid #dbe9eb;border-radius:12px;padding:4px;gap:3px}.actorViewPicker button{display:inline-flex;align-items:center;gap:7px;background:transparent;color:#446173;border:0;border-radius:9px;padding:9px 13px;font-size:.82rem;font-weight:760;white-space:nowrap}.actorViewPicker .actorViewActive{background:#fff;color:#075e59;box-shadow:0 2px 8px #0c354012}.actorGridList{grid-template-columns:1fr;gap:13px}.actorGridList .actorCard{min-height:unset;display:grid;grid-template-columns:260px minmax(190px,.7fr) minmax(160px,1fr) minmax(260px,1fr);grid-gap:18px;gap:18px;align-items:center}.actorGridList .actorCard h2,.actorGridList .actorCard>p{margin:0}.actorGridList .actorCardBottom{padding:0 0 0 18px;margin:0}.actorGridList .actorCardTop{flex-wrap:nowrap}.actorGridList .actorCategory{max-width:125px}.actorProfileHero{padding:48px 0 55px;background:linear-gradient(130deg,#f1f8f8,#fff 77%);border-bottom:1px solid #dfebec}.actorProfileHero .breadcrumb{margin:0 0 40px}.actorProfileTitleRow{display:flex;align-items:center;gap:43px}.actorProfileTitleRow>div:last-child{min-width:0}.actorLogoLarge{flex:0 0 240px;width:240px;min-height:145px;padding:25px;background:white;border-radius:22px;box-shadow:0 12px 40px rgba(10,55,67,.06)}.actorLogoLarge img{width:100%}.actorProfileTitleRow h1{font-size:clamp(35px,4vw,56px);line-height:1.1;letter-spacing:-1.7px;margin:13px 0}.actorProfileTitleRow .lead{font-size:16px;line-height:1.7;max-width:700px}.actorDetailGrid{display:grid;grid-template-columns:minmax(0,1fr) minmax(280px,360px);grid-gap:37px;gap:37px;padding-top:50px;padding-bottom:65px;align-items:start}.actorDetailMain{display:grid;grid-gap:26px;gap:26px}.actorDetailPanel{border:1px solid #dce9eb;border-radius:18px;padding:30px 34px;background:white}.actorDetailPanel h2{font-size:clamp(22px,2.7vw,28px);line-height:1.25;margin:0 0 16px}.actorDetailPanel p{font-size:15px;line-height:1.75;color:#536c78;margin:10px 0}.actorFactList{margin:0}.actorFactList>div{display:grid;grid-template-columns:minmax(140px,38%) minmax(0,1fr);grid-gap:18px;gap:18px;padding:13px 0;border-bottom:1px solid #e5eeef;font-size:14px;line-height:1.5}.actorFactList>div:last-child{border-bottom:0}.actorFactList dt{color:#607782}.actorFactList dd{margin:0;font-weight:700;color:#163b4b}.actorDetailMicro{font-size:12px!important;color:#768994!important}.actorCheckList{list-style:none;padding:0;margin:16px 0 0;display:grid;grid-gap:15px;gap:15px}.actorCheckList li{display:flex;align-items:start;gap:12px;color:#315362;line-height:1.65;font-size:14px}.actorCheckList svg{flex:0 0 18px;color:#14806d;margin-top:3px}.actorDetailAside{position:-webkit-sticky;position:sticky;top:110px;display:grid;grid-gap:18px;gap:18px}.actorAsideBox{border:1px solid #d9e9e9;background:#f6faf9;border-radius:17px;padding:25px}.actorAsideBox p{font-size:14px;line-height:1.7;color:#536b79}.actorExternalButton{width:100%;margin:9px 0 13px}.actorAsideBox small{color:#697f86;font-size:12px;display:block}.actorRelatedBox{background:white}.actorRelatedBox h2{font-size:17px;margin:0 0 12px}.actorRelatedBox ul{list-style:none;margin:0;padding:0}.actorRelatedBox li+li{border-top:1px solid #e4ecee}.actorRelatedBox a{display:flex;justify-content:space-between;gap:10px;align-items:center;padding:11px 0;color:#0c635e;font-weight:750;font-size:13px}.actorBackLink{display:inline-flex;align-items:center;gap:8px;color:#0a6c6a;font-weight:800;font-size:13px}.actorDetailDisclosure{display:flex;gap:14px;padding:22px;background:#eef6f4;border:1px solid #d7e8e3;border-radius:14px;color:#2e5961}.actorDetailDisclosure svg{flex:none;color:#147c6d;margin-top:3px}.actorDetailDisclosure p{margin:0;font-size:13px;line-height:1.65}@media(max-width:1260px){.actorGridList .actorCard{grid-template-columns:180px minmax(160px,.75fr) minmax(120px,1fr) minmax(230px,1fr)}.actorGridList .actorCardTop{flex-direction:column}.actorLogo{flex-basis:auto}}@media(max-width:1000px){.container.actorWide{width:min(1200px,calc(100% - 48px))}.actorGrid{grid-template-columns:repeat(2,minmax(0,1fr))}.actorGridList .actorCard{grid-template-columns:150px minmax(120px,.7fr) 1fr;gap:13px}.actorGridList .actorCardBottom{grid-column:1/-1;border-left:0;border-top:1px solid #e7eeee;padding:13px 0 0;display:flex;flex-direction:row;align-items:center;justify-content:space-between}.actorDetailGrid{grid-template-columns:1fr 300px;gap:23px}.actorProfileTitleRow{gap:25px}}@media(max-width:760px){.container.actorWide{width:min(1200px,calc(100% - 32px))}.actorHero{padding-top:35px}.actorGrid,.actorGridList{grid-template-columns:1fr}.actorGridList .actorCard{display:flex;flex-direction:column;align-items:stretch;gap:10px}.actorGridList .actorCardBottom{display:flex;align-items:flex-start}.actorCard{min-height:unset;padding:22px}.actorCard h2{margin:12px 0 5px}.actorCard p{margin-bottom:13px}.actorCardTop{align-items:center}.actorFilters{display:grid;grid-template-columns:1fr;grid-gap:12px;gap:12px}.actorSearch{width:100%;max-width:none}.actorSelect{width:100%}.actorSelect,.actorViewPicker{justify-content:space-between}.actorViewPicker button{flex:1 1;justify-content:center}.actorProfileTitleRow{flex-direction:column;align-items:flex-start}.actorLogoLarge{width:205px;min-height:123px;flex-basis:auto}.actorDetailGrid{grid-template-columns:1fr;padding-top:25px}.actorDetailAside{position:static;grid-row:1}.actorDetailPanel{padding:23px}.actorFactList>div{grid-template-columns:1fr;gap:3px}.actorProfileHero{padding:24px 0 35px}.actorProfileHero .breadcrumb{margin-bottom:25px}}@media(prefers-reduced-motion:reduce){.actorCard{transition:none}.actorCard:hover{transform:none}}.actorLogo{width:170px;min-height:80px;flex:0 0 170px;padding:4px 6px;overflow:hidden}.actorLogo img{width:100%;height:68px;max-height:68px;object-fit:contain}.actorLogoLarge{width:250px;min-height:148px;flex:0 0 250px;padding:24px}.actorLogoLarge img{height:auto;max-height:105px;max-width:100%}.actorWordmark{text-align:center;overflow-wrap:anywhere;font-size:clamp(13px,1.05vw,18px);line-height:1.25;padding:4px}.actorLogoLarge .actorWordmark{font-size:24px}.actorRoleFilters{display:flex;flex-wrap:wrap;gap:9px;margin:7px 0 15px}.actorRoleFilters button{-webkit-appearance:none;-moz-appearance:none;appearance:none;border:1px solid #d3e3e4;border-radius:999px;background:#fff;color:#3c5d6b;font:inherit;font-size:.82rem;font-weight:700;line-height:1.2;padding:10px 14px;cursor:pointer}.actorRoleFilters button.actorRoleActive{background:#e4f3ef;border-color:#93c7bb;color:#075e55}.actorRoleFilters button:hover{border-color:#75b2a5}.actorCardCopy{min-width:0;display:flex;flex-direction:column;align-items:flex-start;flex:1 1}.actorCardCopy h2{margin-bottom:7px;overflow-wrap:anywhere}.actorRoleCaption{display:inline-block;font-size:.72rem;font-weight:760;color:#0a6d64;background:#e9f5f2;border-radius:7px;padding:4px 8px;margin-bottom:9px}.actorCardCopy p{margin:0 0 14px;flex:unset}.actorCardBottom{width:100%;padding-top:14px;gap:13px}.actorCardActions{gap:10px 14px}.actorCardActions a{min-height:42px}.actorCardActions .actorOfficialLink{font-size:.88rem}.actorSearch input{min-width:0}.actorClear,.actorRoleFilters button,.actorViewPicker button{cursor:pointer}.actorCardActions a:focus-visible,.actorClear:focus-visible,.actorRoleFilters button:focus-visible,.actorViewPicker button:focus-visible{outline:3px solid #a3d8ca;outline-offset:3px}.actorGridList .actorCard{grid-template-columns:210px minmax(190px,1fr) minmax(285px,1fr);gap:24px}.actorGridList .actorCardCopy{display:block}.actorGridList .actorCardCopy h2{margin:0 0 6px}.actorGridList .actorCardCopy p{margin:7px 0 0}.actorGridList .actorCardBottom{min-width:0;flex-direction:column;align-items:flex-start;border-left:1px solid #e5edf3;border-top:0;padding:0 0 0 20px}.actorGridList .actorCardTop{align-items:start;flex-wrap:wrap;gap:8px}.actorGridList .actorLogo{flex:0 0 170px}@media(max-width:1200px){.actorGridList .actorCard{grid-template-columns:180px minmax(160px,1fr) minmax(215px,1fr);gap:16px}.actorGridList .actorCardBottom{padding-left:14px}}@media(max-width:1000px){.actorGridList .actorCard{grid-template-columns:180px 1fr;gap:16px}.actorGridList .actorCardBottom{grid-column:1/-1;border-left:0;border-top:1px solid #e5edf3;padding:13px 0 0}.actorCard{padding:22px}}@media(max-width:760px){.actorRoleFilters{gap:7px}.actorRoleFilters button{padding:10px 12px;font-size:.79rem}.actorGridList .actorCard{display:flex;flex-direction:column;gap:12px}.actorGridList .actorCardBottom{border-top:1px solid #e5edf3;margin-top:0}.actorLogo{width:165px;flex-basis:165px}.actorLogoLarge{width:220px;flex-basis:auto}.actorCardActions,.actorCardCopy{width:100%}.actorCardBottom{padding-top:15px}}@media(max-width:410px){.actorCategory{font-size:.68rem}.actorCardTop{align-items:flex-start}.actorLogo{width:140px;min-height:70px;flex:0 1 140px}.actorLogo img{height:62px;max-height:62px}.actorCardActions .actorOfficialLink,.actorCardActions .actorProfileLink{justify-content:center;flex:1 1 120px}}.actorTermsIntro{margin:0 0 20px;font-size:14px;color:#426b69}.actorTermsPreview{display:grid;grid-gap:8px;gap:8px;margin:3px 0 5px}.termsCheckedLabel{color:#087869;font-size:11px;font-weight:850;letter-spacing:.35px}.actorTermsPreviewCells{display:grid;grid-template-columns:1fr 1fr;grid-gap:12px;gap:12px}.actorTermsPreviewCells>span,.termsCardMetrics>div{display:grid;grid-gap:3px;gap:3px;color:#627b83;font-size:11px;line-height:1.5}.actorTermsPreviewCells strong{font-size:14px;color:#113c44}.termsFinePrint{font-size:11px;color:#59767a;line-height:1.6}.termsHero{padding-top:72px;padding-bottom:22px;max-width:1200px}.termsHero h1{font-size:clamp(35px,4.8vw,59px);letter-spacing:-2px;line-height:1.1;max-width:950px;margin:16px 0 21px}.termsHero .lead{max-width:820px;font-size:18px}.termsPageContent{padding-bottom:55px}.termsAlert{display:flex;align-items:flex-start;gap:16px;background:#edf7f4;border:1px solid #cfebe2;border-radius:16px;padding:22px 25px;color:#22585b}.termsAlert svg{flex-shrink:0;color:#138574;margin-top:4px}.termsAlert p{font-size:14px;line-height:1.75;margin:6px 0 0;color:#45696e}.termsPageHeadline{display:flex;align-items:end;justify-content:space-between;gap:20px;margin:43px 0 23px}.termsPageHeadline h2{font-size:28px;letter-spacing:-.8px;margin:0 0 6px}.termsPageHeadline p{margin:0;color:#68808a;font-size:13px}.termsCards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:21px;gap:21px}.termsCard{border:1px solid #d9e8e8;border-radius:19px;background:#fff;box-shadow:0 6px 22px #124d4810;padding:27px;min-width:0}.termsCardHeader{display:flex;align-items:start;justify-content:space-between;gap:12px}.termsCardHeader .actorLogo{min-height:70px}.termsTypeChip{font-size:11px;font-weight:800;color:#0d746c;background:#eaf7f3;border-radius:20px;padding:5px 10px}.termsCard h3{font-size:22px;letter-spacing:-.6px;margin:11px 0 19px;line-height:1.25}.termsCardMetrics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:13px;gap:13px;margin:0 0 19px}.termsCardMetrics>div{background:#f5f9f8;padding:13px;border-radius:11px;min-width:0}.termsCardMetrics strong{font-size:15px;color:#153b48;overflow-wrap:anywhere}.termsCardMetrics small{font-size:11px;color:#6a8189}.termsCardFees{display:grid;grid-gap:7px;gap:7px;border-top:1px solid #e7eeee;border-bottom:1px solid #e7eeee;padding:17px 0;margin-bottom:17px;font-size:13px;color:#45666b}.termsCardFees strong{font-size:12px;color:#153d48}.termsCardExample strong{font-size:13px;color:#183d48}.termsCardExample p{font-size:13px;line-height:1.7;color:#456b70;margin:7px 0 0}.termsCaveat{font-size:12px!important;color:#677b85!important;line-height:1.7!important;background:#f6f8fa;border-radius:9px;padding:12px;margin:15px 0!important}.termsCardFooter{border-top:1px solid #e8eeee;margin-top:18px;padding-top:16px;display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap;font-size:12px}.termsCardFooter>span{display:flex;gap:6px;align-items:center;color:#228172}.termsCardFooter>div{display:flex;gap:13px;flex-wrap:wrap}.termsCardFooter a{color:#08796f;font-weight:800;display:inline-flex;align-items:center;gap:4px}.termsMethod{max-width:830px;margin:45px auto;padding:26px 31px;border-radius:16px;background:#f6faf9;border:1px solid #d8e8e4}.termsMethod h2{margin:0;font-size:23px}.termsMethod p{font-size:14px;line-height:1.85;color:#536d77}.termsWarning{background:#fff8ef;border-color:#f2e4c9;color:#805a27}.termsWarning svg{color:#ab732a}.termsDetailPanel h3{margin-top:22px;font-size:16px}.termsMetricGrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:10px;gap:10px}.termsMetricGrid>div{display:grid;grid-gap:5px;gap:5px;padding:13px;background:#f5f9f8;border-radius:10px;line-height:1.5}.termsMetricGrid span{font-size:12px;color:#5c777c}.termsMetricGrid strong{font-size:15px;color:#153c43}.termsMetricGrid small{font-size:11px;color:#71868c}.termsCompareCallout{display:flex;align-items:center;justify-content:space-between;gap:23px;border:1px solid #d6ece4;border-radius:17px;background:#eef8f5;padding:23px;margin-top:24px}.termsCompareCallout strong{font-size:17px;color:#0e514a}.termsCompareCallout p{font-size:13px;line-height:1.65;color:#476c6d;margin:6px 0 0}.termsCompareCallout .button{white-space:nowrap}@media(max-width:850px){.termsCards{grid-template-columns:1fr}.termsHero{padding-top:40px}.termsPageHeadline{display:block}.termsPageHeadline>a{display:inline-block;margin-top:12px}.termsCompareCallout{flex-direction:column;align-items:flex-start}}@media(max-width:460px){.termsCard{padding:18px}.termsCardMetrics{gap:8px}.termsCardMetrics>div{padding:11px}.termsCardMetrics strong{font-size:13px}.termsAlert{padding:17px}.termsMetricGrid{grid-template-columns:1fr}.termsHero h1{letter-spacing:-1.4px}.termsCardHeader{flex-wrap:wrap}}.termsExplorer{margin-top:0}.termsFilterPanel{background:#f4faf8;border:1px solid #d9e9e6;border-radius:19px;padding:23px 26px;margin:0 0 25px}.termsFilterIntro h2{font-size:20px;line-height:1.35;letter-spacing:-.5px;color:#123b43;margin:0 0 4px}.termsFilterIntro p{font-size:13px;line-height:1.65;color:#56767b;max-width:840px;margin:0 0 20px}.termsFilterFields{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:15px;gap:15px}.termsFilterField{min-width:0;display:grid;grid-gap:8px;gap:8px;color:#325a60;font-size:12px;font-weight:800}.termsFilterField>input,.termsFilterField>select,.termsInputIcon{width:100%;height:46px;min-width:0;border:1px solid #cddfdd;border-radius:9px;background:#fff;font:inherit;font-weight:550;font-size:14px;color:#183e49}.termsFilterField>input,.termsFilterField>select{padding:0 12px}.termsInputIcon{display:flex;align-items:center;gap:9px;padding:0 12px}.termsInputIcon svg{flex-shrink:0;color:#63858a}.termsInputIcon input{width:100%;height:100%;border:0;outline:0;background:transparent;font:inherit;min-width:0;font-size:14px;color:#183e49}.termsFilterField>input:focus-visible,.termsFilterField>select:focus-visible,.termsInputIcon:focus-within{outline:3px solid #9fe3d4;outline-offset:2px}.termsFiltersFooter{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:10px;margin-top:18px}.termsFiltersFooter p{margin:0;color:#51737b;font-size:13px;line-height:1.5}.termsFiltersFooter strong{color:#087669}.termsClearButton{display:inline-flex;align-items:center;gap:6px;border:1px solid #a5c9c2;background:#fff;border-radius:999px;padding:9px 13px;color:#0e6d62;font:inherit;font-size:12px;font-weight:800;cursor:pointer}.termsClearButton:hover{background:#e7f6f2}.termsRateWarning{background:#fff9ed;border:1px solid #f1dfb4;border-radius:9px;color:#815d23;font-size:12px;line-height:1.6;padding:12px;margin:16px 0 0}.termsEmpty{padding:45px 25px;text-align:center;border:1px dashed #a9c6c1;border-radius:16px;background:#f8fbfa;margin:0 0 20px}.termsEmpty h3{color:#16464c;font-size:21px;margin:0 0 8px}.termsEmpty p{color:#587780;font-size:13px;margin:0 auto 18px;max-width:550px;line-height:1.7}.termsCard .termsCardMetrics small{line-height:1.45}@media(max-width:950px){.termsFilterFields{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:580px){.termsFilterPanel{padding:18px}.termsFilterFields{grid-template-columns:1fr;gap:13px}.termsFilterIntro h2{font-size:19px}.termsFilterIntro p{font-size:12px}.termsFiltersFooter{align-items:flex-start}}.termsSourceStatus{display:flex;justify-content:space-between;align-items:flex-start;gap:1.25rem;margin:0 0 1.25rem;padding:1.2rem 1.35rem;border:1px solid #d7e4e7;border-radius:14px;background:#f4f9fa;color:#173447}.termsSourceStatus strong{display:block;font-size:1.05rem;margin-bottom:.3rem}.termsSourceStatus p{font-size:.9rem;line-height:1.55;max-width:730px;margin:.3rem 0;color:#416172}.termsSourceStatus small{color:#516875}.termsSourceActions{display:flex;flex-wrap:wrap;gap:.5rem;justify-content:flex-end}.actorTermsRefresh,.termsSourceActions button{border:1px solid #b8cbd1;border-radius:9px;background:#fff;color:#005c5a;cursor:pointer;padding:.55rem .7rem;font:inherit;font-size:.84rem;font-weight:650;white-space:nowrap}.actorTermsRefresh:focus-visible,.termsSourceActions button:focus-visible{outline:3px solid #338c84;outline-offset:2px}.actorTermsRefresh:disabled,.termsSourceActions button:disabled{opacity:.6;cursor:wait}.termsArchiveStamp{font-size:.81rem;font-weight:650;color:#7c5c21;margin:.25rem 0 .8rem}.termsArchiveNotice{border-left:4px solid #d3a557;background:#fff8ec;color:#624b25;line-height:1.6}.termsArchiveNotice,.termsPositive{padding:.85rem 1rem;border-radius:4px}.termsPositive{border-left:4px solid #147b6d;background:#eef9f4;color:#1b5e49}@media(max-width:740px){.termsSourceStatus{display:block;padding:1rem}.termsSourceActions{justify-content:flex-start;margin-top:.8rem}}.archiveComparisonIntro{margin:0 0 22px;max-width:850px}.archiveComparisonIntro h2{font-size:clamp(26px,3vw,36px);color:#102c42;margin:9px 0 10px;letter-spacing:-.8px}.archiveComparisonIntro p,.archiveOffersHeading p{font-size:14px;color:#54717b;line-height:1.75}.archiveOffersHeading{padding-top:58px;margin-bottom:22px}.archiveOffersHeading h2{font-size:26px;letter-spacing:-.5px;margin:0 0 8px}.homeArchiveSection{scroll-margin-top:5rem}.homeArchiveSection .sectionHead{margin-bottom:1.5rem}.homeArchiveFooter{margin-top:1.5rem;font-size:.95rem;line-height:1.6;color:var(--muted,#526b76)}.homeArchiveFooter a{margin-left:.2rem}.homeTermsSummary{border:1px solid #d9e8e5;border-radius:18px;background:#fff;box-shadow:0 8px 25px rgba(16,57,58,.04);overflow:hidden}.homeTermsToolbar{display:flex;align-items:center;gap:12px;flex-wrap:wrap;padding:16px 18px;background:#f6faf9;border-bottom:1px solid #e3edeb}.homeTermsSearch{display:flex;align-items:center;gap:8px;border:1px solid #cddfdd;border-radius:9px;background:#fff;padding:0 12px;min-width:190px;flex:1 1 220px;color:#67818b;height:43px}.homeTermsSearch input{border:none;background:transparent;width:100%;min-width:0;outline:none;color:#153d46;font-size:13px}.homeTermsKind{display:flex;gap:3px;padding:3px;background:#e8f2ef;border-radius:11px;flex:0 1 auto;flex-wrap:wrap}.homeTermsKind button{background:transparent;border:0;color:#40656a;border-radius:8px;padding:8px 11px;font-size:12px;font-weight:750;white-space:nowrap}.homeTermsKind button.active{background:white;color:#087368;box-shadow:0 1px 5px rgba(10,58,55,.08)}.homeTermsAmount{display:flex;align-items:center;gap:9px;color:#335b5d;font-size:12px;font-weight:750}.homeTermsAmount input{width:126px;height:42px;border:1px solid #cddfdd;background:#fff;border-radius:9px;padding:0 10px;min-width:0;font-size:13px;color:#153d46}.homeTermsAmount input:focus-visible,.homeTermsFullLink:focus-visible,.homeTermsKind button:focus-visible,.homeTermsRowSummary:focus-visible,.homeTermsSearch:focus-within{outline:3px solid #8de0cb;outline-offset:2px}.homeTermsMeta{display:flex;align-items:center;justify-content:space-between;gap:10px;padding:11px 18px;color:#526e76;font-size:12px}.homeTermsMeta>span{display:flex;align-items:center;gap:7px}.homeTermsMeta>span svg{color:#118878}.homeTermsMeta button{border:0;background:transparent;color:#057e72;font-size:12px;font-weight:800;display:inline-flex;align-items:center;gap:6px;padding:5px 7px}.homeTermsMeta button:disabled{opacity:.55;cursor:wait}.homeTermsColumnHead,.homeTermsRowSummary{display:grid;grid-template-columns:minmax(205px,1.75fr) minmax(145px,1.25fr) minmax(122px,1fr) minmax(145px,1.15fr) 105px;grid-column-gap:18px;column-gap:18px;align-items:center}.homeTermsColumnHead{color:#647e86;background:#f8fbfa;border-bottom:1px solid #e1edeb;padding:8px 18px;font-size:10px;font-weight:800;letter-spacing:.2px}.homeTermsRow{border-bottom:1px solid #e7eeec}.homeTermsRow:last-child{border-bottom:0}.homeTermsRow[open]{background:#fcfefd}.homeTermsRowSummary{list-style:none;cursor:pointer;padding:11px 18px;min-height:69px;transition:background-color .15s}.homeTermsRowSummary::-webkit-details-marker{display:none}.homeTermsRowSummary::marker{content:""}.homeTermsRowSummary:hover{background:#f3faf8}.homeTermsLender{display:flex;align-items:center;min-width:0;gap:11px}.homeTermsSmallLogo{display:flex;flex:0 0 65px;min-width:0;height:38px;width:65px;align-items:center;justify-content:center;background:#fff;border:1px solid #e4edf0;border-radius:8px;padding:3px 5px}.homeTermsSmallLogo img{height:31px;max-height:31px;width:100%;object-fit:contain}.homeTermsLenderText{min-width:0;display:grid;grid-gap:2px;gap:2px}.homeTermsLenderText strong{font-size:13px;line-height:1.4;color:#143c45}.homeTermsLenderText small{font-size:11px;color:#71818a}.homeTermsData{display:grid;grid-gap:2px;gap:2px;min-width:0}.homeTermsData small{display:none}.homeTermsData strong{font-size:12px;line-height:1.45;font-weight:780;overflow-wrap:anywhere;color:#173f49}.homeTermsApr strong{font-size:15px;color:#0b796c;letter-spacing:-.3px}.homeTermsApr em{font-style:normal;color:#6e8587;font-size:10px;line-height:1.35}.homeTermsBureau strong{font-weight:650;color:#3d5d68}.homeTermsRowAction{display:inline-flex;align-items:center;justify-content:flex-end;gap:5px;white-space:nowrap;font-size:11px;color:#087c70;font-weight:800}.homeTermsRowAction svg{transition:transform .18s}.homeTermsRow[open] .homeTermsRowAction svg{transform:rotate(180deg)}.homeTermsExpanded{border-top:1px solid #e6efed;margin:0 18px;padding:14px 0 17px;color:#506d74;font-size:12px;line-height:1.65}.homeTermsExpandedFacts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:10px;gap:10px;margin-bottom:10px}.homeTermsExpandedFacts>div{display:grid;grid-gap:2px;gap:2px;border-radius:8px;background:#f1f8f6;padding:9px 11px;min-width:0}.homeTermsExpandedFacts span{color:#698189;font-size:11px}.homeTermsExpandedFacts strong{font-size:12px;color:#1a484d;overflow-wrap:anywhere}.homeTermsExpanded p{margin:8px 0;line-height:1.7}.homeTermsExpandedCaveat{color:#657a81}.homeTermsExpandedLinks{display:flex;align-items:center;gap:18px;flex-wrap:wrap;border-top:1px solid #e7eeeb;padding-top:10px;margin-top:12px}.homeTermsExpandedLinks a{color:#007b71;font-weight:800;display:inline-flex;align-items:center;gap:4px}.homeTermsExpandedLinks span{color:#688086;font-size:11px}.homeTermsMessage{margin:4px 18px 16px;padding:18px;background:#f6fbfa;border:1px dashed #b7d0c9;border-radius:12px;font-size:13px;color:#45686a;line-height:1.6}.homeTermsMessage button{border:0;background:none;font-size:13px;color:#02766d;text-decoration:underline;font-weight:800}.homeTermsBottom{display:flex;gap:18px;align-items:center;justify-content:space-between;padding:16px 18px;background:#f4f9f7;border-top:1px solid #dcebe6}.homeTermsBottom>div{max-width:735px}.homeTermsBottom p{font-size:11.5px;line-height:1.65;color:#47666b;margin:0}.homeTermsBottom small{display:block;margin-top:5px;font-size:10px;color:#708a8d}.homeTermsFullLink{display:inline-flex;align-items:center;justify-content:center;gap:7px;padding:10px 13px;color:#fff;background:#087d73;border-radius:9px;white-space:nowrap;font-size:12px;font-weight:800;min-height:40px}.homeTermsFullLink:hover{background:#05695f;color:#fff}#jamforelse.compareSection .comparisonHeader{margin-bottom:16px}#jamforelse.compareSection .comparisonHeader p{max-width:740px}@media(max-width:980px){.homeTermsColumnHead,.homeTermsRowSummary{grid-template-columns:minmax(170px,1.6fr) minmax(115px,1fr) minmax(105px,1fr) minmax(115px,1fr) 80px;column-gap:12px}.homeTermsColumnHead,.homeTermsRowSummary{padding-left:14px;padding-right:14px}.homeTermsSmallLogo{flex-basis:53px;width:53px}}@media(max-width:740px){.homeTermsToolbar{padding:13px;gap:9px}.homeTermsSearch{flex-basis:100%}.homeTermsKind{flex:1 1 auto;justify-content:space-around}.homeTermsKind button{padding:8px 9px}.homeTermsAmount{flex:0 0 auto}.homeTermsAmount span{display:none}.homeTermsAmount input{width:110px}.homeTermsColumnHead{display:none}.homeTermsRowSummary{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);grid-gap:10px 12px;gap:10px 12px;min-height:unset;padding:15px 14px}.homeTermsLender{grid-column:1/-1;gap:10px}.homeTermsLenderText{display:flex;align-items:center;flex-wrap:wrap;gap:8px}.homeTermsLenderText strong{font-size:14px}.homeTermsLenderText small{background:#e9f5f1;border-radius:12px;color:#0c766b;padding:2px 7px;font-size:10px}.homeTermsData small{display:block;font-size:10px;color:#708991}.homeTermsData strong{font-size:12px}.homeTermsApr strong{font-size:15px}.homeTermsBureau{grid-column:1}.homeTermsRowAction{grid-column:2;align-self:end}.homeTermsExpandedFacts{grid-template-columns:repeat(2,minmax(0,1fr))}.homeTermsBottom{align-items:stretch;flex-direction:column}.homeTermsFullLink{align-self:stretch}.homeTermsMeta{padding:9px 13px}}@media(max-width:390px){.homeTermsAmount{flex-basis:100%}.homeTermsAmount input,.homeTermsKind{width:100%}.homeTermsExpandedFacts{grid-template-columns:1fr}}.creditRiskNotice{display:flex;align-items:flex-start;gap:13px;padding:15px 19px;margin:12px 0 20px;border:1px solid #f1c6c5;border-left:4px solid #c93e37;border-radius:11px;background:#fff8f7;color:#532b29}.creditRiskNotice .creditRiskIcon{flex:none;color:#b92f28;margin-top:2px}.creditRiskNotice strong{display:block;font-size:14px;line-height:1.35}.creditRiskNotice p{margin:4px 0 0;font-size:12.5px;line-height:1.6;color:#613a36}.creditRiskNotice a{color:#8f251f;text-decoration:underline;font-weight:700;text-underline-offset:2px}.categoryTermsComparison>h2{font-size:clamp(23px,2.4vw,31px);line-height:1.2;color:#112b40;margin:0 0 8px}.categoryTermsComparison>p{max-width:880px;font-size:13.5px;color:#58717a;line-height:1.7;margin:0 0 14px}@media(max-width:540px){.creditRiskNotice{padding:12px;gap:10px}.creditRiskNotice p{font-size:12px}}.homeTermsColumnHead{border-bottom:2px solid #cbdeda;background:#eef6f3;color:#365c62}.homeTermsList{background:#fff}.homeTermsRow{position:relative;border-bottom:2px solid #d3e1df;border-left:4px solid transparent;transition:background-color .16s ease,border-color .16s ease}.homeTermsRow:nth-of-type(2n){background:#f3f8f6}.homeTermsRow:nth-of-type(odd){background:#fff}.homeTermsRow:last-of-type{border-bottom:0}.homeTermsRowSummary{padding-left:14px}.homeTermsRowSummary:hover{background:#e9f5f0}.homeTermsRow:hover{border-left-color:#65b5a5}.homeTermsRow[open]{background:#eaf6f1;border-left-color:#087d73;border-bottom-color:#a5cfc3}.homeTermsRow[open]>.homeTermsRowSummary{background:#e5f3ed}.homeTermsRow[open]>.homeTermsRowSummary:hover{background:#dff0e8}.homeTermsRow[open] .homeTermsLenderText strong{color:#075e55}.homeTermsRow[open] .homeTermsExpanded{border-top:1px solid #b9d9d0}.homeTermsRow[open] .homeTermsRowAction{color:#075e55}.homeTermsRowAction .homeTermsLess,.homeTermsRow[open] .homeTermsRowAction .homeTermsMore{display:none}.homeTermsRow[open] .homeTermsRowAction .homeTermsLess{display:inline}.homeTermsMetaActions{display:flex;align-items:center;justify-content:flex-end;gap:10px;flex-wrap:wrap}.homeTermsMetaActions .homeTermsReset{background:#fff;border:1px solid #c9deda;border-radius:7px;padding:5px 9px;color:#325f61}.homeTermsMetaActions .homeTermsReset:hover{background:#eaf5f0}.homeTermsExpandedLinks a:focus-visible,.homeTermsMetaActions button:focus-visible{outline:3px solid #8de0cb;outline-offset:3px}@media(max-width:980px){.homeTermsRowSummary{padding-left:10px}}@media(max-width:740px){.homeTermsRow{border-bottom:3px solid #c8dad5}.homeTermsRowSummary{padding:14px 12px 14px 10px}.homeTermsRow:nth-of-type(2n){background:#f2f8f5}.homeTermsRow[open]{background:#eaf6f1}.homeTermsRowAction{min-height:34px}.homeTermsMetaActions{gap:4px}.homeTermsMetaActions button{padding:7px 5px}}@media(prefers-reduced-motion:reduce){.homeTermsRow,.homeTermsRowAction svg,.homeTermsRowSummary{transition:none}}.indexableComparisonIntro{margin:20px 0 0;padding:19px 21px;background:#f6faf8;border:1px solid #d8e9e4;border-radius:13px}.indexableComparisonIntro h3{margin:0 0 8px;font-size:16px;color:#123b49}.indexableComparisonIntro p{margin:8px 0;color:#4c6970;font-size:12px;line-height:1.75}.indexableComparisonIntro ul{display:flex;flex-wrap:wrap;gap:8px 14px;list-style:none;margin:13px 0;padding:0}.indexableComparisonIntro li{font-size:12px}.indexableComparisonIntro a{color:#096f68;text-underline-offset:3px;text-decoration:underline}.indexableComparisonIntro a:focus-visible{outline:3px solid #65cbbb;outline-offset:3px}@media(max-width:600px){.indexableComparisonIntro{padding:15px}.indexableComparisonIntro ul{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-column-gap:9px;column-gap:9px}}.actorCardCopy h3{font-size:1.18rem;line-height:1.3;margin:12px 0 7px;color:#0e2b43;overflow-wrap:anywhere}.actorCardCopy h3 a{color:inherit;text-decoration:none}.actorCardCopy h3 a:hover{text-decoration:underline;text-underline-offset:3px;color:#08766e}.actorGridList .actorCardCopy h3{margin:0 0 6px}.actorCatalogArea .actorEditorialNotice{margin-top:23px}.actorCardActions .actorOfficialLink{overflow-wrap:anywhere}@media(max-width:540px){.actorCardActions{align-items:stretch}.actorCardActions a{flex:1 1 145px;justify-content:center}}.verifiedActorLead{background:linear-gradient(135deg,#eff8f6,#fff 75%);border-color:#c8e5db}.verifiedActorLead .eyebrow{color:#096d64;font-size:11px;font-weight:800;letter-spacing:.07em}.actorSourceStamp{display:inline-flex;align-items:center;flex-wrap:wrap;gap:5px;margin-top:12px!important;background:#e6f4ef;border-radius:9px;padding:9px 13px;color:#24544d!important;font-size:12px!important}.actorFactNote{display:block;font-weight:450;font-size:11px;color:#70868e;line-height:1.5;margin-top:3px}.actorSourceCaveat{padding:15px 18px;margin:20px 0 9px;border-radius:12px;background:#fff9ed;border:1px solid #f1dfb7;color:#554421}.actorSourceCaveat strong{font-size:13px}.actorSourceCaveat p{font-size:12px;line-height:1.7;margin:5px 0 0;color:#64542f}.actorSourceLine{font-size:12px!important;border-top:1px solid #e4eeee;padding-top:14px;overflow-wrap:anywhere}.actorSourceLine a{display:inline-flex;align-items:center;gap:3px;vertical-align:middle}.actorUniqueAnalysis h3,.actorUniqueFaq h3,.termsDetailPanel h3{font-size:17px;color:#143849;margin:20px 0 10px;line-height:1.45}.actorUniqueFaq .actorQa{border-bottom:1px solid #e2ebe9;padding:9px 0}.actorUniqueFaq .actorQa:last-of-type{border-bottom:0}.actorUniqueFaq .actorQa h3{margin:0 0 7px}.actorUniqueFaq .actorQa p{margin:0 0 10px}@media(max-width:760px){.actorSourceStamp{display:block}.actorSourceCaveat{padding:12px 14px}}@media(max-width:780px){.aprIllustration span,.calcDemoTag,.calcResultBadge,.comparisonStatus,.copyright span,.costLegend span,.footerStatus,.heroTrust span,.homeTermsBottom p,.homeTermsBottom small,.homeTermsData em,.homeTermsData small,.homeTermsExpandedFacts span,.homeTermsExpandedLinks span,.homeTermsLenderText small,.homeTermsMore,.knowledgeCardBottom span,.knowledgeCategory,.prelaunchBar,.rangeEnds span,.result small,.topicCardTop span{font-size:12px}}.reportFacts{list-style:none;padding:0;margin:22px 0 30px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:10px;gap:10px}.reportFacts li{border:1px solid var(--border);border-radius:12px;padding:13px 15px;background:#fff}.reportFacts span{display:block;font-size:12px;color:var(--muted)}.reportFacts strong{font-size:16px;color:var(--ink)}.reportTableWrap{overflow-x:auto;border:1px solid var(--border);border-radius:12px;margin:14px 0 26px}.reportTable{width:100%;min-width:760px;border-collapse:collapse;font-size:13px}.reportTable td,.reportTable th{text-align:left;padding:10px 12px;border-bottom:1px solid #e7eeeb;vertical-align:top}.reportTable thead th{background:#f3faf8;font-size:12px}.reportTable tbody tr:last-child>*{border-bottom:0}.reportTable a{color:#007b71;font-weight:700}@media(max-width:600px){.reportFacts{grid-template-columns:1fr}}.mortgageTable{min-width:0}.mortgageTable td{white-space:nowrap}.mortgageNote{display:block;font-size:12px;font-weight:400;color:var(--muted)}@media(max-width:600px){.mortgageTable{font-size:12px}.mortgageTable td,.mortgageTable th{padding:9px 6px}}.mortgageRatePick{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);grid-gap:12px;gap:12px;margin:0 0 23px}.mortgageBorrowers{margin:0 0 6px}.calculator .termsFilterField select{height:46px}.article.mortgageCalcIntro{padding-bottom:0}.mortgageCalcIntro .lead{margin-bottom:0}.section.mortgageCalcSection{padding-top:36px;padding-bottom:0}.article.mortgageCalcBody{padding-top:18px}.guideRelated.guideMore{margin-top:-30px}.topicGrid.topicGridFour{grid-template-columns:repeat(4,minmax(0,1fr))}@media(max-width:1000px){.topicGrid.topicGridFour{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:600px){.topicGrid.topicGridFour{grid-template-columns:1fr}}.rateTableToggle{margin:0 0 14px}.bankHistory>summary,.rateTableToggle>summary{min-height:44px;display:flex;align-items:center;cursor:pointer;font-weight:750;color:#0b766e;font-size:14px}.bankHistoryList{display:grid;grid-gap:8px;gap:8px;margin:14px 0 8px}.bankHistory{border:1px solid #dceae7;border-radius:12px;padding:0 14px;background:#fff}.bankHistory>summary{justify-content:space-between;gap:12px;color:#10243e}.bankHistory>summary small{font-weight:600;color:#5d7380;font-size:12px;white-space:nowrap}.bankHistory[open]{padding-bottom:6px}.rateSeries1{--c:#2a78d6}.rateSeries2{--c:#eb6834}.rateSeries3{--c:#1baf7a}.rateSeries4{--c:#eda100}.rateChart{margin:26px 0 8px;padding:22px 20px 16px;border:1px solid #dceae7;border-radius:16px;background:#fff}.rateChart figcaption{display:grid;grid-gap:4px;gap:4px;margin-bottom:12px}.rateChart figcaption strong{font-size:16px;color:#10243e}.rateChart figcaption span{font-size:13px;color:#5d7380;line-height:1.5}.rateChartLegend{display:flex;flex-wrap:wrap;gap:6px 16px;list-style:none;margin:0 0 16px;padding:0;font-size:13px;color:#325a60}.rateChartLegend li{display:inline-flex;align-items:center;gap:7px;margin:0}.rateKey{display:inline-block;width:16px;height:3px;border-radius:2px;background:var(--c);flex-shrink:0}.rateChartFrame{position:relative;padding:8px 118px 0 46px}.rateChartPlot{position:relative;height:240px}.rateChartPlot svg{position:absolute;inset:0;width:100%;height:100%;overflow:visible}.rateChartGrid{stroke:#e3ebea;stroke-width:1}.rateChartGrid,.rateLine{vector-effect:non-scaling-stroke}.rateLine{fill:none;stroke:var(--c);stroke-width:2;stroke-linejoin:round;stroke-linecap:round}.rateChartCrosshair{stroke:#8fa1a6;stroke-width:1;vector-effect:non-scaling-stroke}.rateChartTick{position:absolute;left:-46px;width:38px;transform:translateY(-50%);text-align:right;font-size:12px;color:#7a8c92;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.rateDot{position:absolute;width:10px;height:10px;border-radius:50%;background:var(--c);box-shadow:0 0 0 2px #fff;transform:translate(-50%,-50%);pointer-events:none}.rateEndLabel{position:absolute;left:calc(100% + 12px);transform:translateY(-50%);font-size:12px;color:#325a60;white-space:nowrap}.rateChartHit{position:absolute;inset:-8px 0;cursor:crosshair;touch-action:pan-y;border-radius:6px}.rateChartHit:focus-visible{outline:3px solid #28a2a5;outline-offset:4px}.rateTooltip{position:absolute;top:0;transform:translateX(14px);z-index:2;display:grid;grid-gap:5px;gap:5px;min-width:168px;padding:10px 12px;background:#fff;border:1px solid #d5e3e0;border-radius:10px;box-shadow:0 8px 24px #10243e1f;font-size:12px;color:#325a60;pointer-events:none}.rateTooltipLeft{transform:translateX(calc(-100% - 14px))}.rateTooltip strong{font-size:13px;color:#10243e}.rateTooltip span{display:flex;align-items:center;gap:7px}.rateTooltip b{margin-left:auto;padding-left:12px;color:#10243e;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.rateChartMonths{position:relative;height:30px;margin-top:8px}.rateChartMonths span{position:absolute;top:0;transform:translateX(-50%);font-size:12px;color:#7a8c92;white-space:nowrap}@media(max-width:600px){.rateChart{padding:18px 14px 12px}.rateChartFrame{padding:8px 10px 0 40px}.rateChartTick{left:-40px;width:34px}.rateEndLabel,.rateMonthMinor{display:none}.rateChartPlot{height:220px}.rateTooltip,.rateTooltipLeft{left:-40px!important;right:-10px;top:auto;bottom:calc(100% + 10px);transform:none;grid-template-columns:1fr 1fr;gap:5px 14px;min-width:0}.rateTooltip strong{grid-column:1/-1}}@media(max-width:780px){.heroSecondary,.homeTermsExpandedLinks a,.termsCardFooter a{min-height:44px;display:inline-flex;align-items:center}}